Minimum Car Insurance Coverage California
Wednesday, July 12, 2023
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Minimum Auto Insurance Coverage in California
Why You Need Auto Insurance Coverage in California
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What is the Minimum Auto Insurance Coverage Required by Law in California?
The minimum auto insurance coverage required by law in California is broken down into three categories: liability, uninsured/underinsured motorist and personal injury protection (PIP). Liability coverage is the most basic type of coverage and is required by law in all states. Liability insurance covers the costs of any damage or injury you cause to another person or their property in an accident.
The Minimum Coverage Required by Law in California
The minimum auto insurance coverage required by law in California is:
- $15,000 per person for bodily injury liability
- $30,000 total for bodily injury liability per accident
- $5,000 for property damage liability per accident
- $15,000 for uninsured motorist bodily injury per person
- $30,000 for uninsured motorist bodily injury per accident
- $5,000 for uninsured motorist property damage per accident
- $10,000 for personal injury protection (PIP)
These are the minimum coverage amounts required by law. However, it is important to note that these amounts may not be enough to cover all of your costs in the event of an accident. It is recommended that you consider buying more than the minimum coverage to protect yourself financially.
The Cost of Auto Insurance in California
The cost of auto insurance in California varies depending on many factors such as the type of car you drive, your age, driving record and more. Generally speaking, the average cost of auto insurance in California is about $1,300 per year for the minimum coverage required by law. The cost of additional coverage will vary depending on the type and amount of coverage you choose.
Conclusion
Auto insurance is a must for anyone driving a car in California. You must have the minimum auto insurance coverage required by law in order to protect yourself financially from accidents, damages and other liabilities. The minimum coverage required by law is: $15,000 per person for bodily injury liability, $30,000 total for bodily injury liability per accident, $5,000 for property damage liability per accident, $15,000 for uninsured motorist bodily injury per person, $30,000 for uninsured motorist bodily injury per accident and $10,000 for personal injury protection (PIP). The cost of auto insurance in California varies depending on many factors. It is important to consider buying more than the minimum coverage to protect yourself financially.
