Does Insurance Cover Rental Car While Car In Shop
Does Insurance Cover Rental Car While Car In Shop?
When your car is in the shop for repairs, you may be wondering if your insurance will cover the cost of renting a car. The answer to this question largely depends on the type of insurance you have and what type of coverage you have purchased. Generally speaking, if you have comprehensive coverage and collision coverage, you may be able to get reimbursement for the cost of a rental vehicle while your car is in the shop.
What Is Comprehensive Coverage?
Comprehensive coverage is a type of insurance coverage that pays for damages to your car caused by events such as theft, vandalism, fire, and hail. Many people opt for comprehensive coverage in addition to liability coverage, which is required in most states. Comprehensive coverage may also help pay for a rental car if your car is damaged in an accident or another covered event.
What Is Collision Coverage?
Collision coverage is an optional type of coverage that pays for damages to your car if it collides with another vehicle or object. This type of coverage is typically required if you have a loan or lease on your vehicle. Collision coverage may also help pay for a rental car while your car is in the shop being repaired if the car was damaged in an accident.
Does Insurance Cover Rental Car While Car In Shop?
If you have comprehensive coverage and collision coverage, you may be able to get reimbursement for the cost of a rental car while your car is in the shop. Typically, you must pay for the rental car upfront and then submit the receipts to your insurance company for reimbursement. You may also be able to add a rental car endorsement to your policy for an additional cost, which would provide coverage for a rental car in the event of an accident or other covered event.
What Is Rental Car Reimbursement Coverage?
Rental car reimbursement coverage is an optional coverage that pays for the cost of a rental car while your car is being repaired. This type of coverage is typically available as an add-on to your existing auto insurance policy. Rental car reimbursement coverage typically pays up to a certain dollar amount per day for a specified period of time. The amount of coverage and the length of time you're eligible for reimbursement will depend on your policy.
What Should I Do If I Need a Rental Car?
If your car is in the shop and you need a rental car, you should contact your insurance company and ask if you are eligible for reimbursement. Be sure to read the terms of your policy carefully and understand what is and isn't covered. You should also contact a rental car company and determine what type of rental car you will need and how much it will cost. Once you have the necessary information, you can submit a claim to your insurance company for reimbursement.
Does my Auto Insurance cover a Rental Car? | Inside Insurance
Does Insurance Cover Rental Car When Car Is In Shop - Shop Poin
Does My Insurance Cover Rental Car State Farm / State Farm Renters
Does my insurance cover rental cars? - Portier Agency
Does My Car Insurance Cover Rental Cars? | Ogletree Financial
