Named Non owner Auto Insurance Policy Mic
Named Non Owner Auto Insurance Policy – What You Need to Know
In today’s day and age, car insurance is a must. In most states, it is illegal to drive a car without having car insurance at least. But, what about those who don’t own a car but still need to drive one? This is where the named non owner auto insurance policy comes in. This type of policy is designed to provide coverage to drivers who don’t own their own car. It is a great option for those who need to drive someone else’s car for short periods of time, such as for business trips or when borrowing a car from a friend or family member.
What Is a Named Non Owner Auto Insurance Policy?
A named non owner auto insurance policy is a type of car insurance policy specifically designed for those who don’t own a car but still need to drive one. It’s a great option for those who don’t own a car but need to occasionally borrow a car from someone else. It can also be a good option for those who only drive occasionally or who don’t own a car but still need to rent one. It provides all the coverage of a regular auto insurance policy, including liability coverage, uninsured motorist coverage and medical payments coverage, but without the need to own a car.
Who Should Consider a Named Non Owner Auto Insurance Policy?
Named non owner auto insurance policies are great for those who don’t own a car but need to drive one occasionally or who need to rent a car. It can also be a great option for those who are taking a break from owning a car, such as students who are away at school or those who are temporarily living abroad. It is also a great option for those who are in the process of buying a car and need insurance coverage while they are shopping. Finally, it is a great option for those who need to borrow a car from a friend or family member.
What Does a Named Non Owner Auto Insurance Policy Cover?
Named non owner auto insurance policies are designed to provide the same coverage as a regular auto insurance policy. They provide liability coverage, which pays for damage or injuries caused to others in an accident that you’re at fault for. They also provide uninsured motorist coverage, which covers you if you’re in an accident with an uninsured driver. Finally, they provide medical payments coverage, which covers the medical bills of anyone who is injured in an accident that you’re at fault for.
Where Can You Get a Named Non Owner Auto Insurance Policy?
Named non owner auto insurance policies are available from most major auto insurance companies. It is important to compare quotes from several different companies to make sure you get the best rate. Many companies also offer discounts for those who have a clean driving record or for those who have a good credit score. It is also important to check with your state’s insurance department to make sure that the company you choose is licensed to do business in your state.
Conclusion
Named non owner auto insurance policies are a great option for those who don’t own a car but still need to drive one. It provides all the coverage of a regular auto insurance policy without the need to own a car. It is important to compare quotes from several different companies to make sure you get the best rate and to check with your state’s insurance department to make sure that the company you choose is licensed to do business in your state. With a named non owner auto insurance policy, you can have peace of mind when you need to borrow a car or rent one.
