What You Need To Know About Learners Insurance In The UK

What Is Learners Insurance?

Learners insurance, or learner driver insurance, is an insurance policy designed to cover those learning to drive in the UK. It provides cover for a learner driver to practice in a friend or family member’s car, and it can also provide cover for them to take their driving test. It is vital to have this type of insurance in place when learning to drive, as without it, the learner driver will not be legally allowed to drive on the roads.

How Does Learners Insurance Work?

Learners insurance is designed to provide the learner driver with cover while they are learning to drive. It covers the learner driver to practice in a friend or family member’s car, and it can also provide cover for them to take their driving test. The learner driver will be covered for any damage they cause to the vehicle they are driving, as well as any third-party damage or injury caused by their driving.

Who Can Get Learners Insurance?

Learners insurance is available to anyone who has a provisional driving licence and is over the age of 17 in the UK. It is important to note that the learner driver must be supervised at all times by a qualified and experienced driver over the age of 21, who must have held a full driving licence for at least three years.

How Much Does Learners Insurance Cost?

The cost of learners insurance will vary depending on the insurer, but it is generally very affordable. Most policies will cost between £2.50 and £5.00 per day, and some insurers may offer discounts if the learner driver takes out a longer-term policy. It is important to shop around and compare different policies before deciding on the best one for you, as the cost of the policy can vary significantly between companies.

What Does Learners Insurance Cover?

Learners insurance covers any damage caused to the vehicle the learner driver is driving, as well as any third-party damage or injury caused by their driving. It also covers the cost of the driving test, and some policies may also provide cover for any additional lessons and practice the learner driver needs to take before taking their test.

Is Learners Insurance Worth It?

Yes, learners insurance is definitely worth having if you are learning to drive in the UK. It provides important cover for the learner driver, as well as peace of mind for the supervising driver. The cost of the policy is generally very reasonable, and it can save a lot of money in the long run if the learner driver is involved in any accidents or incidents while learning to drive.