Admiral Buildings And Contents Insurance: All You Need To Know

Admiral Buildings And Contents Insurance is an important part of any financial plan. Not only does it provide peace of mind in the event of an emergency, but it also covers you for the costs associated with the repair or rebuilding of your home and its contents. This article will discuss the various aspects of Admiral Buildings And Contents Insurance, from its cover to the various discounts available.

What Does Admiral Buildings And Contents Insurance Cover?

Admiral Buildings And Contents Insurance is a comprehensive policy which covers buildings and contents against a range of risks. Buildings insurance covers the structure of your home, including walls, roof and outbuildings such as garages, sheds and greenhouses. It also covers fixtures and fittings such as bathrooms, kitchens and fitted wardrobes. Contents insurance covers the items you keep in your home, such as furniture, electrical goods, clothes and jewellery. It also covers personal possessions that you take away from the home, such as watches, laptops and cameras. Both buildings and contents insurance policies can also include optional extras such as accidental damage cover and legal expenses cover.

What Types Of Discounts Are Available?

Admiral Buildings And Contents Insurance offers a range of discounts. Customers can benefit from a no-claims discount, which is awarded when you reach five years without making a claim. You can also benefit from their multi-policy discount, which is given when you insure more than one property with Admiral. Other discounts are available for customers who have intruder alarms and security systems installed in their homes. Admiral also offers discounts for those who pay their premiums annually, as well as discounts for customers who are over 50 years of age.

How Can I Make A Claim?

Making a claim with Admiral Buildings And Contents Insurance is simple. The first step is to contact the company as soon as possible to report the claim. You will then be asked to provide the necessary documentation and evidence to support your claim. Admiral will then assess the claim and advise you of the next steps. Depending on the type of claim, they may send out an assessor or surveyor to inspect the damage. They will then advise you of the outcome and the amount of compensation you are entitled to.

What Are The Excesses?

When you take out Admiral Buildings And Contents Insurance, you will need to pay an excess. This is the amount of money you will have to pay towards the cost of a claim, before the insurer will pay out. The amount of excess you pay will depend on the type and level of cover you choose. The excess can range from £50 to £500, and the higher the excess you pay, the lower your premiums will be.

Conclusion

Admiral Buildings And Contents Insurance is an important part of any financial plan. It provides protection against a range of risks, from damage to your home and its contents, to theft and burglary. Admiral offers a range of discounts, from no-claims discounts to multi-policy discounts and discounts for customers over 50 years of age. They also offer a range of excesses, from £50 to £500, depending on the type and level of cover you choose.