Average Car Insurance Cost Per Month In Georgia

What is the Average Car Insurance Cost Per Month in Georgia?

The average cost of car insurance in Georgia is around $100 per month. This cost varies depending on the type of car you drive, your age, and driving record. The cost can also vary greatly depending on the insurance company you choose. Companies may offer discounts to drivers who have a good driving record or those who bundle their policies.

What Factors Affect the Cost of Car Insurance in Georgia?

The cost of car insurance in Georgia is influenced by a variety of factors. The primary factors include the type of car you drive, your age, gender, credit score, and driving record. The type of car you drive is the most significant factor. Cars with more expensive parts and higher repair costs may cost more to insure. Your age and gender can also have an impact on the cost of insurance.

Does Georgia Have Mandatory Car Insurance Requirements?

Yes, Georgia requires drivers to carry a minimum level of car insurance. In Georgia, you must have at least $25,000 in liability coverage for bodily injury per person, $50,000 for bodily injury per accident, and $25,000 for property damage. Additionally, you must carry uninsured motorist coverage of at least $25,000 per person and $50,000 per accident.

What is the Cheapest Car Insurance in Georgia?

The cheapest car insurance in Georgia is usually found by shopping around and comparing quotes from multiple insurance companies. Different companies may offer different discounts, so it’s important to explore all of your options. Additionally, drivers should take advantage of any discounts they may qualify for, such as those for good drivers, bundling policies, or having safety features on their car.

What are the Best Car Insurance Companies in Georgia?

The best car insurance companies in Georgia are those that offer competitive rates, discounts, and great customer service. Some of the top car insurance companies in Georgia are State Farm, GEICO, Allstate, and Progressive. It’s important to shop around and compare quotes from multiple companies to get the best rate and coverage.

Conclusion

The average cost of car insurance in Georgia is around $100 per month. This cost can vary greatly depending on the type of car you drive, your age, driving record and the insurance company you choose. Georgia has mandatory insurance requirements and there are a variety of factors that affect the cost of car insurance. The best way to get the cheapest car insurance in Georgia is to shop around and compare quotes from multiple companies.