What to Do When You're Not at Fault in an Accident With State Farm

If you've ever been in a car accident, you know just how terrifying and stressful it can be. It can be especially confusing and frustrating when you know you weren't at fault, yet you still have to go through the process of filing a claim and dealing with insurance to get the coverage you need. If you're not at fault in an accident with State Farm, you may be wondering what to do. Here's a guide to help you through the process.

Step 1: Stay at the Scene

The first thing you should do when you're not at fault in an accident with State Farm is to stay at the scene. Never leave the scene of an accident, even if you think it's not a big deal or you don't think you need to. The more time you spend at the scene, the better chance you have of getting the coverage you need.

Step 2: Call the Police

The second step is to call the police. This is important for gathering the facts of what happened, as well as for getting an official police report. When you make the call, be sure to provide all the necessary information, such as the location, the time of the accident, and the make and model of the vehicles involved. Make sure you keep all the documents related to the accident, such as the police report and any other paperwork you receive.

Step 3: Contact State Farm

Once you've called the police, the next step is to contact State Farm. You'll need to provide information about the accident and the vehicles involved, as well as any other relevant details. State Farm will then investigate the accident and determine who was at fault. Once they've made their determination, they'll provide you with the coverage you need.

Step 4: Follow Up

The fourth step is to follow up with State Farm. After you've contacted them and provided them with the necessary information, you'll want to keep in touch with them to make sure your claim is being processed properly. You'll also want to make sure they're providing you with the coverage you need, and that you're getting the best possible compensation.

Step 5: Collect Your Payment

Once State Farm has processed your claim and you've received your coverage, the final step is to collect your payment. Depending on the type of coverage you have, you may receive a check in the mail, or the funds may be directly deposited into your bank account. Be sure to contact State Farm if you have any questions or concerns about your payment.

Conclusion

Being in a car accident can be a traumatic experience, especially when you know you weren't at fault. If you're not at fault in an accident with State Farm, you'll need to go through the process of filing a claim and dealing with insurance to get the coverage you need. By following these steps, you'll be able to get the coverage you need and get back on the road in no time.