First Time Driver Insurance Average Cost Uk

First Time Driver Insurance Average Cost in the UK

What is First Time Driver Insurance?

First Time Driver Insurance is the type of insurance that covers first-time drivers. It is the insurance that a first time driver must purchase before they can start driving on the roads in the UK. This type of insurance is more expensive than regular car insurance since the driver is seen as more of a risk as they do not have any driving experience. The cost of first time driver insurance is calculated based on the type of car, the driver's age, the driver's location, the driver's driving record, and more.

Average Cost of First Time Driver Insurance in the UK

The average cost of First Time Driver Insurance in the UK can vary drastically depending on the driver's age, location, and driving record. On average, a young driver (under the age of 25) can expect to pay around £1,500 for their first year of insurance. This is double the cost of car insurance for an experienced driver. However, the cost can be reduced if the driver takes additional driving courses or if they opt for a black box policy.

Factors that Affect the Cost of First Time Driver Insurance

The cost of First Time Driver Insurance is affected by several factors such as the driver's age, location, driving record, type of car, and more. The younger the driver is, the higher the insurance cost will be. This is because younger drivers are seen as more of a risk since they have less experience. Similarly, the type of car also affects the cost of insurance since some cars are more expensive to insure than others. Other factors such as the driver's location, driving record, and credit score can also affect the cost of insurance.

Ways to Reduce the Cost of First Time Driver Insurance

There are several ways to reduce the cost of First Time Driver Insurance. The first is to take additional driving courses such as the Pass Plus course. This can help to reduce the cost of insurance since it demonstrates to the insurance provider that the driver is a safe and responsible driver. Additionally, opting for a black box policy can also help to reduce the cost of insurance. A black box policy is where the driver's driving is monitored, and they are rewarded with lower premiums if they drive safely.

Conclusion

First Time Driver Insurance in the UK can be expensive, especially for younger drivers. However, there are several ways to reduce the cost of insurance such as taking additional driving courses or opting for a black box policy. It is important to shop around and compare insurance quotes from different providers to ensure that you are getting the best deal.