Grundy Collector Car Insurance: Driving Limits

Collector car insurance is a type of auto policy designed to cover vehicles that are not used for regular transportation. Grundy Collector Car Insurance is a specialized insurer that caters to classic and antique car owners. Grundy provides coverage for classic, antique, and limited-edition vehicles that may not be eligible for regular auto insurance policies. Grundy also offers coverage for exotic cars, custom-built vehicles, and motorcycles.

Types of Coverage

Grundy Collector Car Insurance offers a variety of coverage types to meet the needs of classic car owners. Grundy offers liability coverage to protect against third-party claims, as well as collision and comprehensive coverage to protect the vehicle itself. Grundy also provides uninsured/underinsured motorist coverage to protect against losses caused by uninsured or underinsured drivers. In addition, Grundy offers 24-hour roadside assistance, towing coverage, and rental car reimbursement.

Driving Limits

Grundy Collector Car Insurance limits the number of miles a collector car can be driven each year. Grundy limits the annual mileage to 2,500 miles per year, which is significantly lower than the limits of traditional auto insurance policies. Grundy also limits the number of days a classic car can be driven each year to 30 per year. Grundy also limits the number of days a classic car can be driven for pleasure purposes to 90 days per year.

Underwriting Guidelines

Grundy Collector Car Insurance has specific underwriting guidelines that must be met before a policy can be issued. Grundy requires that the vehicle must be at least 15 years old, and must be used for pleasure purposes only. Grundy also requires that the vehicle must be kept in a secure location, such as a climate-controlled garage. Grundy also requires that the vehicle must be maintained in good condition, and must pass a safety inspection.

Premiums

Grundy Collector Car Insurance offers competitive premiums for classic car owners. Grundy offers several discounts to policyholders, including multi-vehicle discounts, multi-policy discounts, and discounts for drivers with a clean driving record. Grundy also offers a discount for drivers who install an anti-theft device in their vehicle. Grundy also offers a storage discount for policyholders who store their vehicle in a secure location.

Conclusion

Grundy Collector Car Insurance provides specialized coverage for classic car owners. Grundy limits the annual mileage and days of use for vehicles insured under their policies. Grundy also has specific underwriting guidelines that must be met before a policy can be issued. Grundy offers competitive premiums for classic car owners, and provides several discounts to policyholders.