Does Geico Auto Insurance Cover Rental Cars
Does Geico Auto Insurance Cover Rental Cars?
Renting a car is a great way to get around while on vacation or if you need a vehicle for a short period of time. But, what happens if you get into an accident while in the rental car? Will your Geico auto insurance cover you? The answer is yes, but there are some things you should know before you hit the road.
What Does Geico Auto Insurance Cover?
Geico auto insurance covers rental cars in most cases. That means if you cause an accident while in your rental car, your insurance will cover the costs of repairs and medical bills for any other parties involved, just as it would with your own vehicle. It is important to note that this coverage is only applicable if you are using the rental car for personal use. If you are using it for business or commercial use, then you need to purchase additional coverage from the rental car company.
What Does Geico Not Cover?
Geico auto insurance does not cover any damage to the rental car itself. This means if you cause an accident that results in damage to the rental car, you will be responsible for paying for the repairs. In addition, Geico auto insurance does not cover any personal items that may be damaged in the accident. This includes items such as luggage, electronics, and other personal items that were in the vehicle at the time of the accident. You will need to purchase additional coverage from the rental car company to cover any personal items.
How Much Does Geico Auto Insurance Cover?
The amount of coverage that Geico auto insurance provides for rental cars depends on the type of policy that you have. Generally, basic policies will cover up to $25,000 in medical bills and other costs associated with an accident. If you have a more comprehensive policy, then you may be covered up to $100,000 or more. It is important to check your policy carefully to determine what type of coverage you have.
What Is the Best Option For Rental Car Coverage?
The best option for rental car coverage is to purchase additional coverage from the rental car company. This will ensure that you have the necessary coverage in case of an accident or other incident that results in damage to the rental car or any of your personal items. It is important to make sure you understand what type of coverage is included in the rental policy and what is excluded. This will help you make an informed decision about the best option for your rental car coverage needs.
Conclusion
Geico auto insurance does cover rental cars in most cases, but there are some important things to keep in mind. It is important to check your policy to determine the type and amount of coverage you have. Additionally, it is important to purchase additional coverage from the rental car company if you need additional coverage for damage to the rental car or any of your personal items. By understanding what is and is not covered under your Geico auto insurance policy, you can rest assured that you are properly protected while on the road.
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