Desjardins Auto Insurance Cancellation Policy

Understanding the Cancellation Process

At Desjardins, we understand that life is constantly changing and your insurance needs may change with it. Whether you need to cancel your auto insurance policy due to a change in car ownership, you’ve decided to switch to another insurer, or you’re no longer driving, we’re here to help you through the cancellation process. Cancelling your auto insurance policy with Desjardins is a straightforward process that can be completed in a few easy steps.

How Do I Cancel My Desjardins Auto Insurance Policy?

The first step in cancelling your auto insurance policy with Desjardins is to get in touch with one of our insurance representatives. Our representatives can provide you with information on the cancellation process and answer any questions you may have. You can contact us by phone, email, or online chat.

Once you’ve decided to cancel your policy, you’ll need to provide written notice of cancellation to Desjardins. This notice must include your full name, policy number, and the effective date of cancellation. Your notice must be signed and dated by you. We recommend that you keep a copy of your written notice for your records.

What Happens When I Cancel My Desjardins Auto Insurance Policy?

When you cancel your Desjardins auto insurance policy, we’ll process your request within 3 to 5 business days. Upon cancellation, you’ll receive a cancellation letter in the mail that includes the effective date of cancellation and any applicable refund. We’ll also send you a Declaration of Non-Insurance form that must be completed and submitted to the Société de l’assurance automobile du Québec (SAAQ) before the effective date of cancellation.

What If I Cancel My Desjardins Auto Insurance Policy Early?

If you decide to cancel your Desjardins auto insurance policy before the end of the policy period, you may be eligible for a refund. The amount of the refund will depend on how many months remain in your policy period at the time of cancellation. We recommend that you contact one of our representatives to discuss refund eligibility.

What If I Cancel My Desjardins Auto Insurance Policy Late?

If you cancel your Desjardins auto insurance policy late, you may be subject to a late cancellation fee. This fee is applied to cover the administrative costs of cancelling your policy after the end of the policy period. The amount of the fee may vary depending on the policy and when it was cancelled. We recommend that you contact one of our representatives to discuss any applicable late cancellation fees.

Conclusion

At Desjardins, we strive to make the cancellation process as straightforward and hassle-free as possible. If you need to cancel your auto insurance policy, we recommend that you get in touch with one of our representatives to discuss the process and any applicable fees. We’re here to help you every step of the way.