Are Geico Phone Quotes Cheaper than Online Quotes?

If you're looking for an affordable car insurance quote, you may be wondering whether it's cheaper to get a quote over the phone or online. The answer isn't always straightforward, as it depends on your individual needs and the type of coverage you're after. But, generally speaking, Geico phone quotes are usually cheaper than online quotes. Here's why.

Geico Offers Lower Prices Over the Phone

When it comes to car insurance quotes, Geico is known for offering some of the lowest prices on the market. This is especially true when you get a quote over the phone. That's because, when you purchase car insurance through Geico, you get access to exclusive discounts that you won't get when you purchase online. For example, Geico offers a special discount for military personnel and their families. They also offer discounts for students, drivers over 50 years old, and drivers with good driving records.

Online Quotes Are Usually More Expensive

Although Geico offers some of the lowest prices on the market, when you purchase car insurance online, the prices are usually a bit higher. That's because the online quoting process is automated, and the insurance provider doesn't have the opportunity to offer you any special discounts. As a result, Geico's online quotes are usually more expensive than the quotes that you can get over the phone.

You'll Have to Do More Research Online

If you decide to purchase your car insurance online, you'll have to do a bit more research to make sure that you're getting the best deal. That's because you'll have to compare prices from different insurers to make sure that you're getting the best deal. With Geico, you don't have to do any research, as the quotes are already discounted. Plus, you can talk to a customer service representative to ask any questions that you may have.

You Can't Always Get a Quote Online

Finally, it's worth noting that not all insurers offer online quotes. Some insurers only offer quotes over the phone. Geico is one of them. So, if you want to get an accurate quote from Geico, you'll have to call them up and talk to a customer service representative.

In Summary

Overall, Geico phone quotes are usually cheaper than online quotes. That's because Geico offers exclusive discounts when you purchase over the phone. Plus, you don't have to do as much research to make sure that you're getting the best deal. So, if you're looking for an affordable car insurance quote, it's usually better to call Geico and get a quote over the phone.