How to Save Money on Car Insurance

Shop Around

One of the best ways to save money on car insurance is to shop around. Different insurance companies offer different rates, so it's important to compare the premiums and coverage with multiple companies. You may be surprised to find that other companies are offering the same coverage at a much lower cost. Be sure to use an online comparison site, such as Insurify, to compare rates and find the best deal for your car insurance.

Raise Your Deductible

Another way to save money on car insurance is to raise your deductible. The higher your deductible is, the lower your premium will be. However, it's important to make sure you can afford to pay the higher deductible in the event of an accident. If you can't afford the higher deductible, it may be best to stick with a lower one.

Ask for Discounts

Don't be afraid to ask your insurance company for discounts. Many companies offer discounts to customers who have a good driving record, are over a certain age, or have multiple cars insured with the same company. Be sure to ask your insurance agent about any discounts you may qualify for.

Choose a Safe Vehicle

If you're in the market for a new car, it's important to consider the cost of insurance when making your purchase. Some vehicles are more expensive to insure than others, so be sure to research the insurance costs of any vehicle you're considering. Generally, smaller, safer cars are less expensive to insure than larger, luxury vehicles.

Take Advantage of Low Mileage Discounts

If you don't drive very often, you may be eligible for a low mileage discount. Many insurance companies offer discounts to customers who keep their mileage low. If you don't drive very often, be sure to let your insurance agent know, as you may be able to qualify for a discount.

Bundle Your Policies

If you need to purchase multiple types of insurance, such as car and home insurance, it's a good idea to bundle your policies with the same company. Many insurers offer discounts for customers who purchase multiple policies. Bundling your policies can save you a significant amount of money on your insurance premiums.