American Family Auto Insurance Accident Forgiveness

Accident Forgiveness: What is it?

Accident forgiveness is a type of coverage offered by American Family Auto Insurance that protects you from rate increases after an accident. This coverage is designed to prevent your rates from going up if you have an at-fault accident. This type of coverage is usually offered as an optional add-on to your auto insurance policy, but it can be included in some policies. If you are considering adding this type of coverage to your auto insurance policy, it’s important to understand what it covers and how it works.

How Does Accident Forgiveness Work?

When you add accident forgiveness coverage to your auto insurance policy, your rates won’t go up after an at-fault accident. This means that if you cause an accident, your rates won’t be affected. This can be a great way to save money on your insurance premiums because you won’t have to worry about your rates going up if you have an accident.

What Does Accident Forgiveness Cover?

Accident forgiveness covers at-fault accidents and can also cover certain types of tickets, such as speeding tickets and other moving violations. Depending on the policy, it may also cover medical expenses related to the accident. Before you add this coverage to your policy, make sure you understand what is covered and what is not covered.

Is Accident Forgiveness Right for You?

Whether or not accident forgiveness is right for you depends on your individual situation. If you have a good driving record and haven’t been in an at-fault accident or gotten any tickets, then this coverage may be a waste of money for you. But if you have a few tickets or have been in an at-fault accident, then this coverage may be a good way to save money on your premiums.

How Much Does Accident Forgiveness Cost?

The cost of accident forgiveness coverage varies depending on your individual situation. It also depends on the type of coverage you choose and the limits you select. Generally speaking, this type of coverage can cost anywhere from a few dollars a month to a few hundred dollars a year. It’s important to shop around and compare quotes from different insurance companies to find the best rate.

Conclusion

Accident forgiveness is a great way to save money on your auto insurance premiums. It can help protect you from rate increases after an at-fault accident and can also cover certain types of tickets. Before you add this coverage to your policy, make sure you understand what is covered and how much it will cost. It’s also important to shop around and compare quotes from different insurance companies to find the best rate.