Am I Insured On A Garage Courtesy Car?

What is a Courtesy Car?

A courtesy car is a car provided by a garage or auto repair shop while your own car is being serviced or repaired. This is usually a free service offered by the garage to offer convenience to their customers. It is a great way to ensure you can still get around while your own car is being worked on.

Do I Need Insurance on a Courtesy Car?

When you are using a courtesy car, it is important to make sure you are insured and that you are covered for any eventuality. Most garages will require that you carry a certain level of insurance on any courtesy car that you may be using. Usually, the minimum required insurance is third-party insurance, which will cover any damage that you may cause to another person’s vehicle or property. However, some garages may require higher levels of insurance, so it is important to check with the garage beforehand.

What Happens if I Don’t Have Insurance on a Courtesy Car?

If you do not have the required level of insurance on a courtesy car, you will be liable for any damages that you cause. You may also not be able to drive the vehicle due to the lack of insurance. It is important to ensure that you have the right level of insurance before you drive a courtesy car.

Can I Get Insurance on a Courtesy Car?

Yes, you can get insurance on a courtesy car. It is important to check with the garage to find out what level of insurance they require. You can then look into getting the appropriate level of insurance. You can get insurance from a variety of sources, including insurance companies, brokers, and online.

Conclusion

In conclusion, it is important to make sure you are insured on a courtesy car. Most garages will require you to have at least third-party insurance, but some may require higher levels of insurance. You can get insurance from a variety of sources, including insurance companies, brokers, and online. It is important to make sure you have the right level of insurance before you drive a courtesy car.