Cheapest Liability Only Insurance Louisiana

Cheapest Liability Only Insurance in Louisiana

Introduction

Choosing a car insurance policy can be a daunting task for most people. Prices for car insurance can vary greatly from one provider to another, and it can be difficult to determine what the best option is. In Louisiana, liability only insurance is an option for drivers who don’t want to pay for more coverage than they need.

What is Liability Only Insurance?

Liability only insurance is a type of car insurance that only covers the damage that you cause to another person’s car or property. It does not cover any damage that you may cause to your own car, or any medical bills that you may incur if you are injured in an accident. Liability only insurance is typically much cheaper than full coverage insurance, but it does not provide you with any protection for your own car or medical bills.

How Much Does Liability Only Insurance Cost in Louisiana?

The cost of liability only insurance in Louisiana will vary depending on the provider and the type of car you are insuring. However, in general, liability only insurance in Louisiana is much cheaper than full coverage insurance. The average cost of liability only insurance in Louisiana is around $800 per year, while full coverage insurance can cost up to $2,000 or more per year.

Cheapest Liability Only Insurance Providers in Louisiana

If you are looking for the cheapest liability only insurance in Louisiana, there are a few providers that you should consider. The cheapest liability only insurance providers in Louisiana are Allstate, State Farm, and GEICO. Allstate offers liability only insurance starting at just $600 per year, while State Farm and GEICO offer rates starting at around $700 per year.

Discounts for Liability Only Insurance in Louisiana

Most car insurance providers in Louisiana offer discounts for liability only insurance. Some of these discounts include a good driver discount, a multi-car discount, and an anti-theft discount. Additionally, some insurance providers offer discounts for drivers who complete a defensive driving course or enroll in a usage-based insurance program. Be sure to ask your insurer about any discounts that may be available to you.

Conclusion

Liability only insurance is a great option for drivers who want to save money on their car insurance. In Louisiana, the average cost of liability only insurance is around $800 per year, which is much cheaper than full coverage insurance. Additionally, there are many discounts available that can help to reduce the cost of liability only insurance even further. Be sure to shop around and compare rates from different insurance providers to find the best deal.