Get to Know About Car Insurance Groups List 1-20 Prices

Understanding Car Insurance Groups

Car insurance groups are a way for insurers to set prices for customers. Each car is assigned a group number which reflects the cost of the car and its potential risk of being involved in an accident. This number ranges from 1 to 50, with 1 being the lowest and cheapest and 50 being the highest and most expensive. Knowing which car insurance group your car belongs to can help you make an informed decision on which policy is best for you.

Car Insurance Groups List 1-20 Prices

Group 1 vehicles tend to be the cheapest to insure. These are usually small cars such as city cars, superminis and small family cars. Group 2 vehicles are slightly more expensive to insure and these tend to be mid-sized family cars. Group 3 vehicles are more expensive to insure, and these tend to be large family cars, estates, saloons and off-roaders. Group 4 vehicles are more expensive than groups 1-3, and these are usually sports cars and luxury vehicles.

Group 1 Cars

Group 1 cars are generally the cheapest to insure. These tend to be small cars such as city cars, superminis and small family cars. Examples of cars in this group are the Ford Fiesta, Renault Clio and Vauxhall Corsa. These cars tend to have lower performance, lower insurance costs and smaller engines.

Group 2 Cars

Group 2 cars are slightly more expensive to insure. These tend to be mid-sized family cars such as the Ford Focus, Volkswagen Golf and Audi A3. These cars tend to have a higher performance than group 1 cars and are more expensive to insure due to their higher risk of being involved in an accident.

Group 3 Cars

Group 3 cars are more expensive to insure than groups 1 and 2. These cars tend to be larger family cars, estates, saloons and off-roaders. Examples of cars in this group are the Ford Mondeo, BMW 3 Series and Range Rover Evoque. These cars tend to have higher performance and bigger engines, and are therefore more expensive to insure.

Group 4 Cars

Group 4 cars are the most expensive to insure. These are usually sports cars and luxury vehicles such as the Jaguar F-Type, Porsche 911 and Mercedes-Benz S-Class. These cars tend to have very high performance and larger engines, and are therefore the most expensive to insure.

Conclusion

Car insurance groups are a great way for insurers to set prices for customers. Knowing which group your car belongs to can help you make an informed decision on which policy is best for you. The group number ranges from 1 to 50, with 1 being the lowest and cheapest and 50 being the highest and most expensive. Group 1 cars are generally the cheapest to insure, while group 4 cars are the most expensive to insure.