Does Discover Card Provide Rental Car Insurance
Does Discover Card Provide Rental Car Insurance?
Are you planning a road trip and want to know if your Discover Card covers rental car insurance? If so, you’re not alone. Many cardholders are asking the same question. With the rising costs of car rentals, it’s understandable to want to save some money. Luckily, Discover Card does provide rental car insurance in certain situations!
What Does Discover Card Rental Car Insurance Cover?
Discover Card rental car insurance covers rental vehicles for physical damage and theft. So if you damage your rental car or it’s stolen, you won’t be liable for the cost of the car. This coverage applies whether you’re renting a car in the United States or abroad. However, it does not cover any loss of use or administrative fees, so you’ll still have to pay those. It also does not cover any items left in the rental car or any damage to the interior of the car.
Who Is Eligible for Discover Card Rental Car Insurance?
In order to be eligible for Discover Card rental car insurance, you must be an authorized driver on the rental agreement and you must charge the entire rental cost to your Discover Card. That means you can’t split the cost with another card or with cash. The rental must also be for 30 days or less. If your rental is longer than 30 days, you won’t be eligible for Discover Card rental car insurance.
What Else Should I Know About Discover Card Rental Car Insurance?
It’s important to note that Discover Card rental car insurance will only cover the cost of the rental car. It won’t cover any additional costs, such as medical bills or legal fees. So if you’re involved in an accident, you’ll still need to have your own car insurance or other coverage to pay for any damages or injuries. In addition, Discover Card rental car insurance only applies to cars rented for personal use. It won’t cover any vehicles rented for business or commercial use.
What Should I Do If I Need to Make a Claim?
If you need to make a claim, you should contact Discover Card customer service as soon as possible. You’ll need to provide them with the details of your rental agreement, including the dates and location of the rental. You’ll also need to provide a copy of the police report or other evidence of the damage or theft. If your claim is approved, you’ll receive reimbursement for the cost of the rental car up to the amount of the rental agreement. You should be aware that Discover Card rental car insurance does have a deductible of up to $500.
Conclusion
Discover Card does provide rental car insurance in certain situations. However, it’s important to note that this coverage only applies to rental cars rented for personal use, and it does not cover any additional costs or items left in the rental car. If you need to make a claim, you should contact Discover Card customer service as soon as possible. With Discover Card rental car insurance, you can save money on your next car rental!
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