Provisional Driver Insurance On Parents Car

What Is Provisional Driver Insurance?

Provisional driver insurance is a type of car insurance specifically designed for new drivers who are learning to drive, or have recently passed their driving test. It is normally taken out by parents or guardians of a young driver and it covers the young driver to drive their parent’s car. This type of insurance is often much cheaper than taking out a normal car insurance policy for a young driver as it only covers the parent’s car, not any other cars that the young driver may drive. It also usually lasts for a short period of time, usually around 6 months.

Why Do You Need Provisional Driver Insurance?

As a young driver, it can be difficult to find an insurance policy that is both affordable and provides sufficient cover. Most insurers will not cover young drivers and those that do will often charge very high premiums. Provisional driver insurance is a way to cover a young driver without having to pay high premiums, as it is usually much cheaper than a standard car insurance policy. It also provides peace of mind for the parents or guardians of a young driver, as it ensures that the young driver is covered when driving the parent’s car.

What Does Provisional Driver Insurance Cover?

The exact cover that is provided by provisional driver insurance policies will vary from insurer to insurer, but typically it will include the following: Liability cover for damage or injury to other people or property; Personal injury cover for the young driver; and Cover for the cost of repairs to the parent’s car if it is damaged. It is important to note that provisional driver insurance policies will usually not cover any other cars that the young driver may drive, so if the young driver is planning on driving a friend’s car, they will need to take out a separate policy.

How Much Does Provisional Driver Insurance Cost?

The cost of provisional driver insurance will vary depending on the insurer and the type of cover that is taken out. Generally, it is much cheaper than a standard car insurance policy for a young driver, but it is still important to shop around and compare quotes from different insurers. It is also important to bear in mind that the cost of the policy may vary depending on the age and driving experience of the young driver.

What Is The Best Way To Get The Cheapest Provisional Driver Insurance?

The best way to get the cheapest provisional driver insurance is to shop around and compare quotes from different insurers. It is important to make sure that the policy provides sufficient cover for the young driver and that it includes all the necessary features that the young driver needs. It is also important to bear in mind that some insurers may offer discounts for certain types of drivers, such as students or those with a good driving record.

Conclusion

Provisional driver insurance is a great way to cover a young driver without having to pay high premiums. It is important to shop around and compare quotes from different insurers to get the best deal. It is also important to make sure that the policy provides sufficient cover for the young driver and that it includes all the necessary features that the young driver needs. Provisional driver insurance is a great way to keep a young driver safe and ensure that they are covered when driving the parent’s car.