Everything You Need to Know About Getting an SR22 from Progressive

What Is an SR22 and Why Do I Need It?

An SR22 is a form you can get from your insurance company that certifies you have the minimum amount of liability insurance required by your state. It’s sometimes referred to as a Certificate of Financial Responsibility. This form is usually required by the court if you’ve been convicted of certain driving offenses like DUI, or if you’ve been caught driving without insurance. You may also need an SR22 if you’ve had multiple traffic violations or if your license has been suspended or revoked.

Once you’ve been convicted of an offense that requires an SR22, you’ll need to get one in order to get your license reinstated. It’s important to note that an SR22 isn’t insurance, it’s a document that proves you have the required liability insurance.

What Does Progressive Offer?

Progressive is an insurance company that offers SR22 insurance. This type of insurance is generally more expensive than regular auto insurance, as it is designed to protect against high-risk drivers. Progressive offers various policies that include SR22 coverage and will provide you with the SR22 form you need.

Progressive also offers a variety of discounts and savings options to help you save on your SR22 insurance. These discounts can include safe driver discounts, multi-policy discounts, good student discounts, and discounts for those who have completed a defensive driving course.

How Do I Get an SR22 from Progressive?

The process of getting an SR22 from Progressive is fairly straightforward and can be done quickly. The first step is to contact Progressive and request an SR22 form. They will provide you with the form and then you’ll need to fill it out and submit it to the appropriate state agency. Once the form has been submitted, Progressive will then issue the SR22.

It’s important to note that you’ll need to keep your SR22 policy in effect for a certain amount of time, usually three years, in order to maintain your license. If you cancel your policy or it lapses, Progressive will notify the state and your license will be suspended or revoked.

How Much Does Progressive SR22 Cost?

The cost of an SR22 policy from Progressive will vary depending on a variety of factors, such as the type of vehicle you drive, your driving record, and the state you live in. Generally, you can expect to pay more for an SR22 policy than you would for a regular auto insurance policy.

In addition to the cost of the SR22 policy, you may also have to pay a filing fee to the state in order to have the SR22 form processed. This fee is usually around $25.

What Else Do I Need to Know?

When you get an SR22 from Progressive, you’ll need to make sure you keep your policy in effect for the full three-year period or your license will be suspended or revoked. You’ll also need to keep an eye on your driving record, as any violations can lead to the policy being cancelled.

Finally, it’s important to know that the SR22 form is only valid in the state in which it was issued. If you move to another state, you’ll need to get an SR22 form from that state in order to keep your license valid.

Conclusion

Getting an SR22 from Progressive is a relatively simple process and can help you get your license reinstated if it has been suspended or revoked. It’s important to remember that an SR22 isn’t insurance, but rather a document that proves you have the required liability insurance. The cost of an SR22 policy from Progressive will depend on a variety of factors, and you’ll need to keep the policy in effect for the required three-year period or your license will be suspended or revoked.