Do I Need To Insure A Vehicle That Is Sorn?

Do I Need Insurance for a Vehicle That Is Sorn?

When you buy a car, you have the responsibility to make sure that it is insured. But what happens if the car is not in use, and you have declared it off the road through a Statutory Off-Road Notification (SORN)? Do you still need to insure it?

In the UK, the law states that all vehicles must be insured unless they have a valid Statutory Off-Road Notification (SORN). So, if you are the registered keeper of a vehicle and it is not in use on any public road, you can declare it off the road by applying for a SORN. This means that you do not need to insure it or pay for any road tax.

What Does A Statutory Off-Road Notification (SORN) Entail?

A Statutory Off-Road Notification (SORN) is a way to legally declare that your vehicle is not in use on any public roads. If you have a SORN, you do not need to insure the vehicle or pay for any road tax.

To apply for a SORN, you must be the registered keeper of the vehicle. You must also fill in a SORN declaration form, which is available from the Driver and Vehicle Licensing Agency (DVLA). Once you have filled in the form, you must send it to the DVLA or apply online. Once you have applied, the DVLA will send you a reference number, which you can use to check the status of your application.

What Are The Benefits Of Having A SORN?

Having a SORN can be beneficial for a number of reasons. Firstly, it can save you money, as you do not need to insure the vehicle or pay for any road tax. Secondly, it can be helpful in preventing theft, as the vehicle cannot be driven on the roads without insurance. Finally, it can also help to protect the environment, as the vehicle will not be emitting any harmful emissions while it is off the road.

What Are The Risks Of Having A SORN?

Although having a SORN can be beneficial, there are also some risks associated with it. Firstly, it is important to remember that a SORN only applies to public roads, so if the vehicle is used on private land, it must still be insured. Secondly, if the vehicle is not kept in a secure location, it could be stolen, and you could be held liable for any damage or injuries caused.

Conclusion

In conclusion, the law states that all vehicles must be insured unless they have a valid Statutory Off-Road Notification (SORN). A SORN can be beneficial, as it can save you money and help to protect the environment. However, it is important to remember that it only applies to public roads, and if the vehicle is used on private land, it must still be insured. Additionally, if the vehicle is not kept in a secure location, it could be stolen, and you could be held liable for any damage or injuries caused.