Hasting Direct Cancel Car Insurance

What is Hasting Direct Car Insurance?

Hastings Direct is one of the UK's leading independent insurance brokers, providing car, van, home and motorcycle insurance. Since 1997, they have provided competitively priced, tailored insurance solutions to their customers, offering great value and service. They offer a range of car insurance products, from fully comprehensive to third party, fire and theft, and even temporary cover. With a range of discounts and benefits, such as no-claims bonus protection and cover for named drivers, it's no wonder why Hastings Direct is the go-to choice for so many car owners.

How to Cancel Hasting Direct Car Insurance?

Cancelling your Hasting Direct car insurance is relatively straightforward, although it's important to bear in mind that you will need to give Hastings Direct at least 14 days' notice of your intention to cancel. This applies to both renewing and non-renewing policies, although the process is slightly different in each case. For non-renewing policies, you'll need to contact Hasting Direct to obtain a cancellation confirmation number, and then cancel the policy in writing. For renewing policies, you'll need to contact Hasting Direct to obtain a cancellation confirmation number, and then cancel the policy in writing, or by completing a cancellation form on their website.

What to Consider Before Cancelling Hasting Direct Car Insurance?

Before you decide to cancel your Hasting Direct car insurance, it's important to consider a few things. Firstly, if you have a no-claims bonus, you will lose this if you cancel your policy. Secondly, if you have any existing claims that are pending, you should bear in mind that they may not be covered if you cancel your policy. Finally, you should consider the potential implications of cancelling your policy on your credit rating. Cancelling a car insurance policy may affect your credit rating, and this could have consequences for any future insurance policies you take out.

What Penalty Fees Are Involved in Cancelling Hasting Direct Car Insurance?

If you cancel your Hasting Direct car insurance policy before the end of the policy period, you may be charged a cancellation fee. The exact fee will depend on the type of policy you have and the length of time remaining on the policy. It's important to be aware that, even if you do not pay the cancellation fee, any remaining money on the policy will be refunded to you. It's also worth noting that, if you cancel your policy mid-term, you may be required to pay a cancellation fee even if you have already paid the full premium.

What Happens After Cancelling Hasting Direct Car Insurance?

Once you've cancelled your Hasting Direct car insurance policy, you should receive a confirmation letter confirming the cancellation and outlining any remaining charges that may be due. You should also receive a refund for any payments made in advance, minus any cancellation fees that may apply. It's important to note that, even after you have cancelled your policy, you will still be liable for any outstanding claims or other payments that may be due.

Conclusion

Cancelling your Hasting Direct car insurance policy can be a straightforward process. However, it's important to bear in mind that there may be a cancellation fee and that you may lose any no-claims bonus or other benefits associated with your policy. You should also consider the potential implications of cancelling your policy on your credit rating. Once you have cancelled your policy, you should receive a confirmation letter and a refund for any payments made in advance.