Can You Rent A Car On Turo Without Insurance
Can You Rent A Car On Turo Without Insurance?
What is Turo?
Turo is a peer-to-peer car rental platform that connects drivers with car owners who are willing to rent out their vehicles. It was founded in 2009, and since then, it has grown to become one of the largest and most successful car rental companies in the world, with over 7 million registered users. Turo offers drivers the opportunity to rent cars from owners who live near them, allowing them to save on rental costs and get a unique rental experience.
Do You Need Insurance to Rent a Car on Turo?
The short answer is yes, you will need to have insurance in order to rent a car on Turo. Turo provides its drivers with a comprehensive insurance policy to cover any accidents, so it is important that you have insurance prior to renting a car. Turo offers two types of insurance policies: the Basic Insurance policy and the Premium Insurance policy. The Basic Insurance policy covers up to $1 million in damages, while the Premium Insurance policy covers up to $2 million in damages.
What Does Turo Insurance Cover?
Turo's insurance policies cover a wide range of damages, including bodily injury, property damage, and medical payments. In addition, Turo's insurance policies also cover theft of the rental vehicle, as well as any damage to the rental vehicle that is caused by a collision with another vehicle or object. Turo also offers a 24-hour roadside assistance program for drivers who need help during their rental period.
What Happens if You Don't Have Insurance?
If you don't have insurance when you rent a car on Turo, you will be responsible for any damages that occur during your rental period. This means that if you are involved in an accident, you will be responsible for any damages that occur to the rental car, as well as any damages to any other vehicles or property that is involved in the accident. Additionally, if you are found to be at fault for the accident, you may be liable for any medical bills or property damage claims that are filed against you.
How Can You Get Insurance?
Fortunately, getting insurance for a Turo rental is relatively easy. Turo offers both the Basic and Premium Insurance policies, and you can purchase either one online. You can also purchase additional coverage if you need it, such as liability coverage or personal injury protection. Additionally, you can also purchase insurance from third-party providers if you prefer.
Conclusion
Renting a car on Turo is a great way to save money and get a unique rental experience. However, it is important to remember that you will need to have insurance in order to rent a car on Turo. Turo offers two types of insurance policies, and you can also purchase additional coverage if you need it. Additionally, you can also purchase insurance from third-party providers if you prefer.
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