California Low Cost Auto Insurance Program Reviews

What is the California Low Cost Auto Insurance Program?

The California Low Cost Automobile Insurance Program (CLCA) is a state-funded program that helps provide access to affordable automobile insurance to eligible drivers. The program is designed to help low-income drivers meet the insurance requirements of the state of California. The program has been in existence since 1999 and is administered by the California Department of Insurance (CDI).

Who Is Eligible?

To be eligible for the California Low Cost Auto Insurance Program, you must meet the following criteria: You must be 19 years of age or older, you must not have had an automobile insurance policy in the past 3 years, you must have a valid California driver’s license, and you must meet certain income requirements. The income requirements vary based on the county in which you live.

What Does the Program Cover?

The program covers liability, personal injury protection, and uninsured motorist coverage. Liability covers the costs associated with damage to property or injuries to people that are caused by an accident involving your vehicle. Personal injury protection covers the cost of medical bills and lost wages resulting from an accident. Uninsured motorist coverage covers the cost of medical bills and lost wages resulting from an accident caused by an uninsured or underinsured driver.

How Much Does it Cost?

The cost of the program varies depending on the county in which you live. Generally, the cost ranges from $350 to $1,500 per year. The cost of the program also varies depending on the type of coverage you choose. The program does not cover comprehensive or collision coverage.

What Are the Reviews Like?

The reviews of the program are generally positive. People who have used the program have found it to be an affordable and reliable way to obtain the necessary auto insurance coverage. Many people have noted that the process is simple and straightforward, and that the customer service is helpful and friendly.

Conclusion

The California Low Cost Auto Insurance Program is a great way for low-income drivers to obtain the necessary auto insurance coverage. The program is affordable, reliable, and has generally positive reviews from users. If you are a low-income driver in California, then this program may be a great option for you.