Aditya Birla Activ Care Senior Citizen Health Insurance Review

Overview of Aditya Birla Activ Care Senior Citizen Health Insurance

Aditya Birla Activ Care Senior Citizen Health Insurance is a comprehensive health insurance plan that offers extensive coverage to senior citizens. This plan offers a host of benefits and features that take care of individuals and their families in case of any unforeseen medical emergencies. It covers all the medical expenses, including hospitalization costs, doctor’s fees, diagnostic tests, and medicines. The plan also offers several add-on benefits such as day-care treatment, ambulance charges, and organ donor expenses. This health insurance plan is designed to provide maximum coverage with minimum premiums. It is ideal for senior citizens who want to ensure that their medical expenses are covered in case of any eventuality.

Benefits of Aditya Birla Activ Care Senior Citizen Health Insurance

Aditya Birla Activ Care Senior Citizen Health Insurance offers several benefits. It offers coverage for hospitalization expenses, pre and post-hospitalization charges, day-care treatments, ambulance charges, and organ donor expenses. It also covers the costs of diagnostic tests, medicines, and doctor’s consultation charges. This health insurance plan also provides a cashless facility for treatment in network hospitals. In addition, it offers a no-claim bonus of 10% for every claim-free year, up to a maximum of 100%. This health insurance plan also provides a grace period of 30 days for renewing the policy.

Eligibility Criteria for Aditya Birla Activ Care Senior Citizen Health Insurance

Aditya Birla Activ Care Senior Citizen Health Insurance is available to individuals aged between 61 and 80 years. The policy can be renewed up to the age of 85 years. The policy can be purchased either as an individual policy or as a family floater. The sum insured ranges from Rs.2 lakhs to Rs.15 lakhs. The policy tenure is one year.

Premiums for Aditya Birla Activ Care Senior Citizen Health Insurance

The premium for Aditya Birla Activ Care Senior Citizen Health Insurance depends on several factors such as the age of the insured, the sum insured, the policy tenure, and the type of policy. The premiums are relatively low for this health insurance plan compared to other health insurance plans available in the market.

Claim Procedure for Aditya Birla Activ Care Senior Citizen Health Insurance

Aditya Birla Activ Care Senior Citizen Health Insurance offers a hassle-free claim procedure. In case of a medical emergency, the insured can avail of the cashless facility in any of the network hospitals. To avail of the cashless facility, the insured must inform the insurance company at least 48 hours before the admission. In case of reimbursement, the insured must submit the relevant documents along with the claim form. The insurance company will process the claim within 7 working days.

Conclusion

Aditya Birla Activ Care Senior Citizen Health Insurance is an ideal health insurance plan for seniors. It offers comprehensive coverage for hospitalization expenses, pre and post-hospitalization charges, day-care treatments, ambulance charges, and organ donor expenses. The premiums for this policy are relatively low and it also provides a no-claim bonus of 10% for every claim-free year, up to a maximum of 100%. The policy also provides a hassle-free claim procedure. Thus, this health insurance plan is a great option for senior citizens.