Universal Sompo Car Insurance Reviews

Overview of Universal Sompo Car Insurance

Universal Sompo General Insurance Co. Ltd is a joint venture between the Indian-based Universal Sompo General Insurance, Japan’s Sompo Japan Nipponkoa Insurance Inc. and Indian banking major the Dabur Investment Corporation. The joint venture was incorporated in 2007 and obtained its license from the Insurance Regulatory and Development Authority of India (IRDAI) in 2008. Universal Sompo Car Insurance offers comprehensive coverage for cars and its accessories. The company offers a host of add-on covers to enhance the coverage. The company also has a wide network of more than 4,000 cashless garages for hassle-free repairs.

Benefits of Universal Sompo Car Insurance

Universal Sompo Car Insurance offers several benefits to its customers. It provides coverage for repair or replacement of your car due to accidental damage. It also covers losses due to natural disasters, theft, and fire. The company also provides personal accident cover of up to Rs 2 lakhs, which covers medical expenses of the driver. It also provides coverage for third-party liabilities. The company offers add-on covers like zero depreciation cover, engine protection cover, and roadside assistance cover.

Universal Sompo Car Insurance Reviews

Universal Sompo Car Insurance customers have mostly praised the company for its quick and hassle-free claim settlement process. Customers have also mentioned that the company provides good customer service and the staff is very helpful in resolving queries. Many customers have also commended the company for its wide network of cashless garages, which makes it easy to get repairs done without worrying about the expenses.

Types of Universal Sompo Car Insurance Policies

Universal Sompo Car Insurance offers three types of car insurance policies – comprehensive policy, third-party liability policy, and standalone own damage policy. The comprehensive policy provides coverage against losses due to accidental damage, natural disasters, theft, and fire. It also covers third-party liabilities. The third-party liability policy covers only third-party liabilities and does not provide coverage for any losses or damages to your own car. The standalone own damage policy provides coverage only for losses due to accidental damage, natural disasters, theft, and fire.

Universal Sompo Car Insurance Claim Process

Universal Sompo Car Insurance provides a hassle-free claim process. Customers can register their claim by calling the toll-free helpline number or by visiting the nearest branch office. The company will then send an engineer to assess the damage to the car and decide the claim amount. Once the claim is approved, the company will settle the claim within 3-4 days. The company also has a wide network of more than 4,000 cashless garages where customers can get their cars repaired without worrying about the expenses.

Conclusion

Universal Sompo Car Insurance is a reliable insurance company that offers comprehensive coverage for cars and its accessories. The company offers a host of add-on covers to enhance the coverage. Customers who have purchased Universal Sompo Car Insurance have praised the company for its quick and hassle-free claim settlement process. The company also has a wide network of more than 4,000 cashless garages for hassle-free repairs.