BankAmericard Privileges Car Rental Insurance: All You Need To Know

Are you planning a road trip soon and need an insurance policy that covers car rental? BankAmericard Privileges Car Rental Insurance offers comprehensive coverage for renters and their passengers. This policy covers physical damage and theft of your rental vehicle. It also covers third-party liability, up to the limits specified in the policy.

BankAmericard Privileges Car Rental Insurance is available to cardholders who have BankAmericard Privileges credit cards. This policy provides coverage for the rental of vehicles for up to 31 consecutive days, and it is available to cardholders in the United States, Puerto Rico, and the U.S. Virgin Islands.

What Does BankAmericard Privileges Car Rental Insurance Cover?

BankAmericard Privileges Car Rental Insurance covers physical damage and theft of a rental vehicle, including reasonable towing charges associated with the vehicle. It also covers third-party liability, up to the limits specified in the policy. This coverage applies to the cardholder and any authorized drivers listed on the rental agreement.

The policy also covers a wide range of rental vehicles, including cars, vans, trucks, and SUVs. However, it does not cover motorhomes, recreational vehicles, or any vehicle with an open cargo bed.

What Is Not Covered by BankAmericard Privileges Car Rental Insurance?

BankAmericard Privileges Car Rental Insurance does not cover damages caused by an uninsured motorist, damages caused by an intentional act, or damages caused by the cardholder or an authorized driver operating the vehicle under the influence of drugs or alcohol. It also does not cover loss of use, personal property, or personal liability.

The policy also excludes any rental of a vehicle in Australia, Israel, Jamaica, New Zealand, and the Republic of Ireland. Additionally, the policy does not cover any rental vehicles obtained through a ride-sharing service, such as Uber or Lyft.

How Do I File a Claim Under BankAmericard Privileges Car Rental Insurance?

If you need to file a claim, you must first contact the rental agency to report the incident and obtain a copy of the police report, if applicable. Then, you must contact BankAmericard Privileges Car Rental Insurance at 1-855-441-1777 to file a claim.

When filing a claim, you will need to provide the following information: the date of the incident, the location of the incident, a copy of the police report, a copy of the rental agreement, a copy of the repair estimates, and a statement of facts describing the incident.

If your claim is approved, BankAmericard Privileges Car Rental Insurance will reimburse you for the cost of repairs or, in the case of theft, the value of the rental vehicle.

Conclusion:

BankAmericard Privileges Car Rental Insurance is a great option for travelers looking for comprehensive coverage for their rental vehicles. The policy covers physical damage, theft, and third-party liability, up to the limits specified in the policy. It also covers a wide range of rental vehicles, including cars, vans, trucks, and SUVs. However, it does not cover motorhomes, recreational vehicles, or any vehicle with an open cargo bed.

If you need to file a claim, you must first contact the rental agency and BankAmericard Privileges Car Rental Insurance. You will need to provide the date of the incident, the location of the incident, a copy of the police report, a copy of the rental agreement, a copy of the repair estimates, and a statement of facts describing the incident. If your claim is approved, BankAmericard Privileges Car Rental Insurance will reimburse you for the cost of repairs or, in the case of theft, the value of the rental vehicle.