HDFC ERGO Motor Insurance Policy Wording

Why You Need a Motor Insurance?

It is not only mandatory to have a motor insurance policy in India but it is also essential to protect you from any financial loss in the event of an accident, theft or natural calamity. An insurance policy helps you to secure your car from any unforeseen circumstances. Having a motor insurance policy from HDFC ERGO not only covers your car against any damage but also offers additional benefits like cashless claim settlement, 24/7 customer service, and hassle-free claim process. You can also opt for the add-on covers to enhance the coverage of your policy.

Key Benefits of HDFC ERGO Motor Insurance Policy

HDFC ERGO’s motor insurance policy not only provides you with all the basic benefits that a motor insurance policy offers but also provides you with some additional benefits like:

Cashless claim settlement at network garages
Online payment and renewal facility
24/7 customer service
Hassle-free claim process
Add-on covers to enhance your policy

What Does HDFC ERGO Motor Insurance Policy Cover?

HDFC ERGO Motor Insurance Policy covers you against any financial loss arising from an accident, theft or natural calamity. The policy covers the following:

Liability to Third party property damage
Liability to Third party bodily injury
Own damage or loss of vehicle due to natural calamities
Own damage or loss of vehicle due to man-made calamities
Personal Accident cover for the insured and co-passengers

What Are the Optional Add-On Covers?

HDFC ERGO offers a range of add-on covers that you can opt for to enhance the coverage of your motor insurance policy. The add-on covers available are:

Zero Depreciation Cover
Engine Protector Cover
Invoice Shield Cover
Return to Invoice Cover
Roadside Assistance Cover
Consumables Cover
Passenger Assistance Cover

How to Renew HDFC ERGO Motor Insurance Policy?

HDFC ERGO Motor Insurance Policy can be renewed online through their website or through the HDFC ERGO mobile app. To renew the policy, you need to enter the following details: