Average Full Coverage Car Insurance Cost Florida

Are you looking for car insurance in Florida? Do you know the average full coverage car insurance cost in Florida? The cost of car insurance in Florida can vary from company to company and from region to region. Here are some tips to help you find the best deal for your car insurance in Florida.

Factors That Affect the Cost of Car Insurance in Florida

Several factors can affect the cost of car insurance in Florida. These include the age and driving record of the driver, the type of car, the cost of repairs, and the area where the car is parked. The age of the driver is one of the most important factors, as younger drivers are considered a higher risk. Additionally, drivers with a poor driving record or a history of accidents are usually charged higher rates. The type of car is also important, as sports cars and luxury cars are usually more expensive to insure. Finally, the cost of repairs and the area where the car is parked can also affect the cost of car insurance in Florida.

Average Cost of Full Coverage Car Insurance in Florida

According to the National Association of Insurance Commissioners, the average cost of full coverage car insurance in Florida is $1,510 per year. This is lower than the national average of $1,674 per year. However, the cost of insurance can vary greatly depending on the factors mentioned above. The cost can also vary from company to company, and it is important to compare different companies to find the best deal.

Tips for Finding the Best Car Insurance in Florida

When looking for car insurance in Florida, it is important to shop around and compare different companies. It is also helpful to take advantage of discounts such as good driver discounts, multi-car discounts, and safe driver discounts. Additionally, it is important to consider the coverage limits and deductibles when selecting a policy. Higher coverage limits and lower deductibles can often lead to lower premiums.

The Bottom Line

The cost of car insurance in Florida can vary widely depending on the driver, the type of car, and the area where the car is parked. The average cost of full coverage car insurance in Florida is $1,510 per year. When looking for car insurance in Florida, it is important to shop around and compare different companies in order to find the best deal. Additionally, it is important to take advantage of any discounts available and to consider the coverage limits and deductibles when selecting a policy.