Discover It Card Car Rental Insurance: The Best Way to Protect Yourself

What Is Discover It Card Car Rental Insurance?

Discover It Card Car Rental Insurance is an insurance product offered by Discover Card. It is a form of protection offered to cardholders that helps protect them from the financial losses associated with rental car accidents and other related expenses. Discover Card Car Rental Insurance provides coverage for rental cars, trucks, and vans rented from participating rental car companies in the United States and Canada. It does not provide coverage for any other type of vehicle.

What Does Discover It Card Car Rental Insurance Cover?

Discover It Card Car Rental Insurance covers physical damage and theft of the rental car, as well as liability coverage in the event of an accident. It also provides coverage for towing, emergency road service, and loss-of-use charges. The policy also includes an emergency medical coverage benefit of up to $10,000 per person, per occurrence.

How Does Discover It Card Car Rental Insurance Work?

Discover It Card Car Rental Insurance is a secondary coverage, meaning it will only pay after any other insurance you may have has been exhausted. To use the coverage, cardholders must charge the entire cost of the rental to their Discover Card and decline the coverage offered by the rental car company. Cardholders must also comply with the terms and conditions of the rental agreement and the Discover Card Car Rental Insurance policy.

What Are the Benefits of Discover It Card Car Rental Insurance?

The main benefit of Discover It Card Car Rental Insurance is that it helps protect cardholders from financial losses associated with rental car accidents and other related expenses. Another benefit is that cardholders can save money by not having to purchase rental car insurance coverage from the rental car company. In addition, the emergency medical coverage benefit can be used to cover medical expenses in the event of an accident.

What Are the Limitations of Discover It Card Car Rental Insurance?

Discover It Card Car Rental Insurance does not provide coverage for any type of vehicle besides rental cars, trucks, and vans rented from participating rental car companies in the United States and Canada. It does not cover any damage or loss due to theft or vandalism, and it does not provide coverage for any other type of vehicle. Additionally, cardholders must decline the coverage offered by the rental car company in order to use the coverage.

Conclusion

Discover It Card Car Rental Insurance is a great way for cardholders to protect themselves from financial losses associated with rental car accidents and other related expenses. It provides coverage for physical damage and theft of the rental car, as well as liability coverage in the event of an accident. It also provides emergency medical coverage of up to $10,000 per person, per occurrence. The main limitation is that the coverage is only available for rental cars, trucks, and vans rented from participating rental car companies in the United States and Canada.