Does Kemper Insurance Cover Rental Cars?

Introduction

Car rentals are a great way to get around, but sometimes it can be a hassle to find the right insurance coverage. People often wonder if their regular car insurance policy, like Kemper Insurance, covers rental cars. The answer is complicated, but the short answer is, “yes.” Depending on the type of policy, Kemper Insurance may cover your rental car. Read on to learn more about whether Kemper Insurance covers rental cars and what other options you have to ensure you’re properly covered.

Types of Rental Car Insurance Coverage

When renting a car, a rental car company will often offer additional insurance coverage that can be purchased. Generally, there are two types of coverage you can purchase: supplemental liability insurance and collision damage waiver. Supplemental liability insurance will protect you if you are liable for damages to another person or their property if you are involved in an accident. Collision damage waiver is a form of insurance coverage that will cover any damage to the rental car that may occur while you are using it.

Does Kemper Insurance Cover Rental Cars?

The answer to this question is, it depends. Many Kemper Insurance policies will cover rental cars, but the coverage may be limited. Generally, if you have a comprehensive policy, you will be covered for rental cars, but if you only have liability coverage, you may not be covered. It’s important to check with your insurance agent to ensure you have the proper coverage for rental cars.

Other Options for Rental Car Insurance

If you’re not covered by your Kemper Insurance policy, there are other options available. You can purchase additional insurance coverage through the rental car company, or you can purchase a separate policy specifically for rental cars. In addition, some credit card companies offer rental car insurance coverage when you use their card to pay for the rental. If you’re not sure what your options are, it’s best to speak to your insurance agent or the rental car company to find out what coverage is available.

Conclusion

Renting a car can be a great way to get around, but it’s important to make sure you’re properly insured. In most cases, Kemper Insurance will cover rental cars, but the coverage may be limited. Be sure to check with your insurance agent to make sure you have the proper coverage. If you don’t have the proper coverage, you can always purchase additional insurance coverage from the rental car company or a separate policy for rental cars.