Does Nationwide Insurance Cover Rental Cars?

If you are planning a vacation and need to rent a car, it’s important to understand whether your Nationwide insurance policy will provide coverage. The short answer is that it depends on the type of policy you have and the coverage you’ve added. Here, we’ll discuss the various types of rental car coverage that are offered by Nationwide and what you need to know in order to make sure your rental car is protected.

What Does Nationwide Insurance Cover?

Nationwide offers a variety of insurance policies, including auto and rental car coverage. Depending on the type of policy, Nationwide may provide coverage for rental cars in the event of an accident, theft, or damage. However, it’s important to note that not all policies provide this coverage. Additionally, the type of coverage you receive may vary depending on the type of policy you have.

Liability Coverage

If you have a Nationwide auto policy, you may have liability coverage which would provide protection in the event of an accident involving a rental car. This coverage typically pays for any damages or injuries caused to another person or vehicle if you are found to be at fault for an accident. However, it does not cover damages to the rental car itself.

Collision and Comprehensive Coverage

In addition to liability coverage, you may also have collision and comprehensive coverage. This coverage provides protection in the event of an accident or other non-accident related damage to your rental car. This coverage typically pays for the repairs or replacement of the rental car, minus the deductible. It’s important to note that you must purchase this coverage from the rental car company in order to be eligible for protection.

Rental Reimbursement Coverage

If your vehicle is damaged and you need to rent a car while it is being repaired, Nationwide offers rental reimbursement coverage. This coverage typically pays for rental car expenses up to a certain limit. However, it does not provide coverage for any damage to the rental car. Additionally, you must purchase this coverage from the rental car company in order to be eligible for protection.

Conclusion

As you can see, Nationwide auto policies provide a variety of rental car coverage options. However, it’s important to understand the type of coverage you have and what you need to purchase from the rental car company in order to be eligible for protection. If you have any questions about your coverage, it’s best to contact your Nationwide agent for more information.