Does Geico Cover Rental Cars?

If you're trying to rent a car, there's a good chance you're wondering if your insurance coverage will extend to the rental car. Many insurance companies offer some level of coverage for rental vehicles, including Geico. Learning about the coverage that Geico offers for rental cars can help you make an informed decision about your car rental coverage.

Geico's Rental Car Coverage

Geico offers rental car coverage that is similar to the coverage offered by most other insurance companies. According to its website, Geico's rental car coverage extends to the United States, Canada, Puerto Rico and the U.S. Virgin Islands. The coverage applies to rental cars, vans, SUVs and some types of trucks. Geico's rental car coverage include:

Liability Coverage

This type of coverage pays for any damages that you might cause to another person or property while operating a rental vehicle. This coverage is usually required by law, and Geico provides it with its rental car coverage. The amount of coverage provided varies from state to state, so it's important to check the limits in your state before renting a car.

Collision and Comprehensive Coverage

This coverage pays for any damage to the rental car that is caused by an accident or other event, such as theft or vandalism. Geico's rental car coverage provides up to $50,000 of coverage for the rental car. The amount of coverage provided is based on the value of the rental car, so it's important to check the limits before renting a car.

Medical Coverage

This type of coverage pays for any medical expenses that you or your passengers may incur as a result of an accident while operating a rental car. Geico's rental car coverage provides up to $10,000 of coverage for medical expenses. This coverage is only available if you have a valid driver's license, and it is not available in all states.

Uninsured Motorist Coverage

This type of coverage pays for any damages that you may incur as a result of an accident with an uninsured or under-insured driver. Geico's rental car coverage provides up to $30,000 for damages caused by an uninsured or under-insured driver. This coverage is only available if you have a valid driver's license, and it is not available in all states.

Things to Consider Before Renting a Car

Before you rent a car, it's important to consider all of your options. There are a number of different types of rental car coverage available, and Geico's coverage may not be the best option for you. If you're considering renting a car, it's important to compare the coverage offered by Geico and other insurance companies to find the one that best meets your needs. Additionally, it's important to check the limits of coverage in your state before renting a car.