Does Amex Cover Rental Car Insurance
Wednesday, November 16, 2022
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Does Amex Cover Rental Car Insurance?
What is American Express?
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Does American Express Cover Rental Car Insurance?
The answer is yes – American Express does cover rental car insurance. However, you’ll need to have a qualifying Amex card to take advantage of the coverage. Eligible cards include The Platinum Card from American Express, The Business Platinum Card from American Express, and the American Express Corporate Card.
With one of these cards, you can get coverage for up to 30 days of car rental insurance in the United States, as well as coverage for up to 42 days of car rental insurance in other countries. This coverage includes damage to a rental vehicle, as well as any liability that may arise from an accident.
How Does Amex Rental Car Insurance Work?
In order to use your Amex rental car insurance, you’ll first need to decline the rental car company’s insurance coverage. You’ll then need to pay for the rental car with your qualifying Amex card. Once you’ve done this, you’ll be covered for any damage to the vehicle, as well as any liability that may arise from an accident.
If you’re involved in an accident, you’ll need to file a claim with Amex within 60 days of the incident. You’ll also need to provide any necessary documents, such as a police report or repair estimates. Once your claim is approved, Amex will reimburse you for any covered expenses.
What Does Amex Rental Car Insurance Cover?
Amex rental car insurance covers damage to a rental vehicle, as well as any liability that may arise from an accident. It also covers towing expenses, loss of use, and additional driver fees. However, there are some exclusions to the coverage, such as damage caused by an intentional act, or damage caused by a driver who was not authorized to use the rental car.
What Does Amex Rental Car Insurance Not Cover?
Amex rental car insurance does not cover damage caused by an intentional act, or damage caused by an unauthorized driver. It also does not cover any personal items that may be stolen from a rental car, or any damage caused by a driver who is under the influence of drugs or alcohol. Additionally, Amex rental car insurance does not cover third-party liability.
Conclusion
Amex does cover rental car insurance, but you’ll need to have a qualifying Amex card to take advantage of the coverage. Eligible cards include The Platinum Card from American Express, The Business Platinum Card from American Express, and the American Express Corporate Card. With one of these cards, you can get coverage for up to 30 days of car rental insurance in the United States, as well as coverage for up to 42 days of car rental insurance in other countries. This coverage includes damage to a rental vehicle, as well as any liability that may arise from an accident.
