Car Accident Without Insurance Not At Fault California

What to Do When You're Involved in a Car Accident Without Insurance Not At Fault in California

What Should I Do Immediately After an Accident?

Getting into an accident is an overwhelming experience. It’s important to remain calm, move your vehicle out of the way of traffic, and call 911. In the state of California, if you are involved in an accident that causes more than $750 in property damage or bodily injury, you are legally required to file an accident report with the DMV within 10 days of the incident.

When you call 911, be prepared to provide the dispatcher with as much information as possible. This includes the location of the accident, the number of vehicles involved, any injuries you’ve sustained, and whether or not you need medical attention. The police will then be dispatched to the scene and will take statements from all drivers and witnesses, take pictures, and fill out a report.

What Do I Do If I Don’t Have Insurance?

Not having insurance after an accident can be a scary situation. Fortunately, California is a “no-fault” state, which means that any liability will be determined after the accident. If you’re determined to be at fault, you may be held liable for any damages to the other vehicle and any medical expenses.

If you are determined to not be at fault, then the other driver’s insurance should cover any damage and medical expenses. The other driver’s insurance company should contact you to handle the claim and help you with the repair or replacement of your vehicle.

What If the Other Driver is Uninsured?

Unfortunately, many drivers are operating their vehicles without insurance. This can result in a difficult situation, as you are left to cover the costs of the accident. Without insurance, the other driver is unable to cover the damages and any medical expenses.

If you are involved in an accident with an uninsured driver and you are determined to be not at fault, then you may be able to receive compensation from your own insurance company. In California, you can purchase uninsured motorist coverage, which will cover any damages and medical expenses if you are hit by an uninsured driver.

What If I Don’t Have Insurance?

If you don’t have insurance, then you may be liable for any damages and medical expenses. You will be responsible for covering the costs of the accident, which can be extremely expensive.

If you are able to find the other driver at fault, then they may be liable for any costs. You may be able to file a lawsuit against the other driver if they refuse to pay.

What Are My Rights?

If you are involved in an accident with an uninsured driver, you still have rights. You have the right to have the other driver’s insurance company cover any damages and medical expenses. Furthermore, you may be able to file a lawsuit against the other driver if they are determined to be at fault.

Conclusion

Getting into an accident with an uninsured driver is a difficult situation. It’s important to remain calm and call 911. In California, you are legally required to file a report with the DMV if the accident causes more than $750 in damages. If you’re determined to be not at fault, the other driver’s insurance should cover any damages and medical expenses. However, if the other driver is uninsured, you may be able to receive compensation from your own insurance company. Finally, you still have rights and may be able to file a lawsuit against the other driver if they are determined to be at fault.