Car Insurance Renewal Online in India

What is Car Insurance Renewal?

Car insurance renewal is the process of continuing your existing car insurance policy with the same insurance provider by paying the premium before the expiry date of the existing car insurance policy. Car insurance renewal helps you to continue your car insurance coverage without any break. In India, the Motor Vehicle Act, 1988, makes it mandatory for all vehicle owners to have a valid car insurance policy. If the policy has expired, the vehicle owners must renew the car insurance policy within the prescribed time period. Renewing your car insurance policy online is easy and hassle-free.

What are the Benefits of Car Insurance Renewal?

Car insurance renewal ensures uninterrupted coverage for your vehicle. The other benefits of car insurance renewal include:

It saves you from the hassle of buying a new car insurance policy.
It helps you to maintain your No Claim Bonus (NCB) that you have earned in the previous year.
It helps you to enjoy the same insurance coverage at a lower premium.
It helps you to save time and effort.

How to Renew Car Insurance Online in India?

Renewing your car insurance policy online is easy and hassle-free. All you need to do is follow the below-mentioned steps:

Visit the website of your existing car insurance provider.
Log in to your account.
Select the option of “Renew My Policy”.
Fill up the required details.
Choose the Add-on covers, if any.
Pay the premium online.
On successful payment, you will receive the policy document in your registered email ID.

What are the Documents Required for Car Insurance Renewal?

You need to provide the following documents for car insurance renewal:

Copy of your existing car insurance policy.
Copy of your car’s Registration Certificate (RC).
Copy of your car’s Pollution Under Control (PUC) Certificate.
Copy of your Driving License.
Copy of your Identity Proof (Aadhaar Card, PAN Card, Voter ID Card etc.).

What is the Process of Car Insurance Claim?

In case of a mishap, you can make a car insurance claim to the insurance provider. Here is the step-by-step process of car insurance claim:

Intimate the car insurance provider about the mishap via call or online.
Fill up and submit the claim form along with the required documents to the insurance provider.
The insurance provider will assign a surveyor to assess the damage.
The surveyor will prepare a report and submit it to the insurance provider.
The insurance provider will review the report and decide the claim amount.
The claim amount will be credited to your bank account.

Conclusion

Car insurance renewal is an important process, as it helps you to continue your car insurance coverage without any break. Renewing your car insurance policy online is easy and hassle-free. You need to provide certain documents while renewing your car insurance policy. In case of a mishap, you can make a car insurance claim to the insurance provider.