I Was Hit By Insured Driver Driving Uninsured Car

What to Do After Being Hit by an Insured Driver in an Uninsured Car

The Basics of the Situation

Being hit by a driver who is insured but is driving an uninsured car can be a confusing and stressful situation. It is important to understand the basics of the situation before making any decisions. It is important to understand if the driver’s insurance policy covers the car they were driving, and if the car is registered in their name. If the insurance policy does not cover the car, the driver’s insurance company may not be liable for any damages.

Check for Injuries

The first step to take following an accident with an insured driver in an uninsured car is to check for any injuries. If there are any injuries, call 911 and get medical attention. If the accident only resulted in property damage, it is important to take pictures of the damage and get the contact information of the other driver.

Report the Accident

After ensuring that everyone is safe, it is important to report the accident to the police. The police report can be used as evidence in the case. It is also important to file a claim with the other driver’s insurance company. The insurance company will likely investigate the accident and determine if they are liable.

The Insurance Company's Investigation

The insurance company will likely investigate the accident to determine if their insured driver was at fault. Depending on the results of the investigation, the insurance company may deny the claim. If the insurance company denies the claim, the driver may be responsible for paying for any damages out of pocket.

Hire a Lawyer

If the insurance company denies the claim, it may be necessary to hire a lawyer. The lawyer can help to negotiate with the insurance company and ensure that the driver is not held responsible for any damages. A lawyer can also help to gather evidence and prove that the insured driver was at fault.

Take Action

Taking action after an accident with an insured driver in an uninsured car can be difficult. It is important to understand the basics of the situation, check for injuries, report the accident to the police, and file a claim with the insurance company. If the insurance company denies the claim, it may be necessary to hire a lawyer to help negotiate a settlement. Taking the right steps after an accident with an insured driver in an uninsured car can help to ensure that the driver is not held responsible for any damages.