Does Car Insurance Cover Doordash?

Doordash has become a popular way to order food from restaurants that may not normally deliver, allowing hungry customers to get their favorite dishes without having to leave the house. But what happens if something goes wrong? Doordash drivers are usually using their own cars, so the question comes up: Does car insurance cover Doordash?

What Does Car Insurance Cover?

When it comes to car insurance, there are two main types of coverage: liability and comprehensive. Liability insurance covers any damages you cause to another person, property, or vehicle in an accident. Comprehensive coverage covers you for any damages to your own vehicle, regardless of fault. It also covers any medical costs that result from an accident.

Does Car Insurance Cover Doordash?

In general, car insurance will cover Doordash drivers as long as they have a valid driver's license, are insured, and are driving safely. If a Doordash driver is involved in an accident while on the job, their car insurance should cover the cost of any damages that occur as a result of the accident. It's important to note, however, that some insurance companies may not cover Doordash drivers if they are using their own cars for business purposes.

Additional Insurance Coverage Options

If you are a Doordash driver and are concerned about additional insurance coverage, there are a few options available. Doordash offers a supplemental insurance policy for drivers who use their own vehicles for business purposes. This policy provides additional coverage for medical expenses, as well as property damage and bodily injury caused by an accident. Additionally, some insurance companies offer specialized policies for rideshare drivers, which provide additional coverage for Doordash drivers.

Conclusion

In general, car insurance should cover Doordash drivers as long as they have a valid driver's license, are insured, and are driving safely. However, some insurance companies may not cover Doordash drivers if they are using their own cars for business purposes. If you are a Doordash driver concerned about additional insurance coverage, there are supplemental policies available through Doordash, as well as specialized policies offered by some insurance companies.