What is Sr22 Insurance and Average Cost Of Sr22 Insurance In Illinois?

SR22 insurance is a certification that is provided by insurance companies in the state of Illinois. It is a type of auto insurance that is meant for high-risk drivers, and it is required by the state in order for those drivers to be able to drive legally. The insurance company that issues the SR22 will provide proof to the state that the driver has the required insurance coverage. The cost of SR22 insurance in Illinois can vary depending on the driver's risk level, the type of coverage they choose, and the insurance company they are getting the coverage from.

Who Needs SR22 Insurance?

SR22 insurance is usually required for drivers who have been convicted of certain types of traffic violations, such as driving while intoxicated (DWI), driving without insurance, or reckless driving. It is also required for drivers who have had their license suspended or revoked due to an accumulation of points from traffic violations. In some cases, drivers who have had multiple traffic violations in a short period of time may be required to have SR22 insurance.

Average Cost Of SR22 Insurance in Illinois

The cost of SR22 insurance in Illinois can vary depending on the insurance company and the type of coverage chosen. Generally, the cost of SR22 insurance in Illinois can range from $15 to $25 per month, depending on the driver's risk level, the type of coverage they choose, and the insurance company they are getting the coverage from. The cost of SR22 insurance can also vary based on the type of vehicle that the driver is insuring, as well as the driver's age, gender, and driving record.

How Long Does SR22 Insurance Last?

The length of time that an SR22 insurance policy is valid for can vary depending on the state and the insurance company. In the state of Illinois, SR22 insurance policies are usually valid for three years. However, the length of time can be shorter or longer, depending on the driver's situation. For example, the policy may only be valid for a year if the driver has been convicted of a DUI or DWI, or if the driver has had multiple traffic violations in a short period of time.

How to Get SR22 Insurance?

In order to get SR22 insurance in Illinois, drivers must contact an insurance company and request an SR22 form. After the form has been completed, the insurance company will provide proof to the state that the driver has the required insurance coverage. If the driver's license has been suspended or revoked, they may also be required to submit a copy of their license to the insurance company in order to receive the SR22 form. Once the form is received, the driver will be able to legally drive again in the state of Illinois.

Conclusion

The cost of SR22 insurance in Illinois can vary depending on the driver's risk level, the type of coverage they choose, and the insurance company they are getting the coverage from. While the average cost of SR22 insurance in Illinois can range from $15 to $25 per month, the exact cost will depend on the driver's individual situation. Drivers who need SR22 insurance should contact an insurance company to request an SR22 form and obtain the required coverage.