Can I Insure My Own Car On A Provisional Licence?

What Is A Provisional Licence?

A provisional licence is an official document issued by the Driver & Vehicle Licensing Agency (DVLA) and is the first step on the road to becoming a qualified driver. To obtain a provisional licence, you must be at least 17 years old. You must also pass a theory test and a practical driving test, and be able to show that you meet the necessary medical standards. Once you have a provisional licence, you can start to learn to drive a car on the public road as long as you are accompanied by a qualified driving instructor or another qualified driver.

Can I Insure My Own Car On A Provisional Licence?

The short answer to this question is yes, it is possible to insure your own car on a provisional licence. However, it is important to understand that the type of cover you are eligible for on a provisional licence will be limited and you will usually have to pay a higher premium than if you had a full licence.

Types Of Cover Available On A Provisional Licence

When you are looking for car insurance on a provisional licence, there are two types of cover available. The first is third party only, which is the minimum level of cover required by law. This type of insurance covers any damage you cause to another person, vehicle or property, but not damage to your own vehicle. The second type of cover available is comprehensive insurance, which covers damage to your own vehicle as well as to other people, vehicles or property.

Restrictions On Cover

When you have a provisional licence, you may be subject to certain restrictions on the type of cover you can get. For example, you may only be able to get third party insurance, or you may be restricted to driving certain types of cars. You may also have restrictions on the times of day you can drive, or the distance you can travel. It is important to check with your insurer to make sure you are aware of any restrictions that may apply to you.

Where To Get Insurance On A Provisional Licence

It is possible to get car insurance on a provisional licence from most major insurance companies. It is important to shop around and compare quotes to make sure you are getting the best deal. You should also make sure you are aware of any restrictions that may apply to you and make sure you are comfortable with them before you sign any documents.

Conclusion

In conclusion, it is possible to get car insurance on a provisional licence. However, it is important to understand the restrictions that may apply to you and make sure you are getting the best deal. Remember to shop around and compare quotes before you sign any documents.