Provisional License Insurance Rules Uk
What Are the Provisional License Insurance Rules in the UK?
If you’re a young driver in the UK, you’ll need to be aware of the provisional license insurance rules. In order to legally drive on the roads in the UK, you’ll need to hold a valid provisional license. Additionally, you’ll need to have the right kind of insurance in place in order to cover you in the event of an accident. Read on to learn more about the provisional license insurance rules in the UK.
What Is a Provisional License?
In the UK, a provisional license is the document you’ll need when you’re a learner driver. In order to obtain a provisional license, you’ll need to be at least 15 years and nine months old, and you’ll need to have passed the theory test. Once you’ve obtained your provisional license, you’ll need to be accompanied by a qualified driver whenever you’re behind the wheel of a car. The qualified driver needs to be at least 21 years of age and must have held a full license for at least three years.
What Insurance Do You Need for a Provisional License?
If you’re driving with a provisional license, you’ll need to have a valid insurance policy in place. This is the same as anyone else who is legally driving on the roads in the UK. The type of insurance you’ll need will depend on the car you’re driving. You may need to purchase a learner driver insurance policy if you’re driving a car that isn’t owned by the qualified driver who is accompanying you.
What Is Learner Driver Insurance?
Learner driver insurance is a type of short-term insurance specifically designed for those who are learning to drive and who hold a provisional license. This type of insurance policy is usually valid for 28 days, although some insurers may offer longer terms. Learner driver insurance is usually more affordable than standard car insurance, and it is designed to cover you in the event of an accident.
Do You Need to Add the Qualified Driver to the Insurance Policy?
If you’re driving a car that isn’t owned by the qualified driver, you’ll need to add them to the insurance policy. As the qualified driver is accompanying you and providing instruction, they need to be covered by the policy in case of an accident. However, if you’re driving a car that is owned by the qualified driver and they have their own valid insurance policy in place, you won’t need to add them to the learner driver insurance policy.
Understanding the Provisional License Insurance Rules in the UK
It’s important to understand the provisional license insurance rules in the UK before you get behind the wheel. You’ll need to hold a valid provisional license and you’ll need to make sure you have the right kind of insurance policy in place. If you’re driving a car that isn’t owned by the qualified driver who is accompanying you, you’ll need to obtain a learner driver insurance policy. This type of policy covers you in the event of an accident and can be easily obtained online.
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