Insurance For Learner Drivers On Their Own Car
Insurance For Learner Drivers On Their Own Car
What Is Learner Driver Insurance?
Learner driver insurance is a type of car insurance specifically designed for learner drivers. It provides short-term insurance cover for provisional licence holders that are learning to drive on their own car. It’s a great way to get insurance cover while you’re learning to drive and can help you get the experience you need to pass your driving test. Learner driver insurance can cover you for a period of time, giving you the opportunity to practice driving without having to take out a long-term policy.
How Does Learner Driver Insurance Work?
Learner driver insurance works in a similar way to normal car insurance. You can buy a policy for a set period of time, usually ranging from one day to six months. The policy will cover you to drive the car while you’re learning and will usually include a supervising driver. This means that you’ll need to be accompanied by a qualified driver who is over the age of 21 and has held a full licence for at least three years. When you’re ready to take your test, you can cancel your learner driver insurance policy.
What Are The Benefits Of Learner Driver Insurance?
One of the main benefits of learner driver insurance is that it is much cheaper than taking out a traditional car insurance policy. This is because you are only covered for a limited period of time, rather than having to take out a long-term policy. It also means that you can practice your driving without having to worry about the cost of a long-term policy. Learner driver insurance can also cover you to drive on motorways and dual carriageways, which is a great way to get extra experience before taking your test.
What Are The Disadvantages Of Learner Driver Insurance?
The main disadvantage of learner driver insurance is that it is only temporary. This means that you need to take out a new policy each time you want to practice your driving. It also means that you’re not covered for any damage caused to the car while you’re learning, so you’ll need to be extra careful. Additionally, learner driver insurance policies usually have a maximum age limit, so if you’re over a certain age you won’t be able to take out a policy.
Should I Get Learner Driver Insurance?
If you’re learning to drive and want to practice on your own car, learner driver insurance can be a great option. It’s much cheaper than taking out a traditional car insurance policy and can give you the extra experience you need to pass your driving test. However, it’s important to remember that it’s only a short-term solution and you’ll need to take out a new policy each time you want to practice. It’s also important to remember that you won’t be covered for any damage caused to the car while you’re learning, so you’ll need to be extra careful.
