Excess Protect Rental Car Insurance: What You Need to Know

Renting a car can be a great way to get around while travelling, but it can also come with some risks. That’s why it’s important to know all about Excess Protect rental car insurance, so you can make sure you’re properly covered while on the road. Excess Protect is an insurance product offered by many rental car companies that covers the cost of damage to the car if you’re involved in an accident. Here’s what you need to know about Excess Protect.

What is Excess Protect?

Excess Protect is a type of insurance that covers the cost of damage to the rental car in the event of an accident. It is an optional insurance policy that can be purchased at the time of the rental. The cost of the policy varies depending on the company and the type of car you’re renting, but it typically ranges from $10 to $20 per day.

The policy covers up to the full value of the rental car if it is damaged due to an accident, and many policies also cover the cost of towing and roadside assistance. It is important to note that the policy does not cover any damage caused by negligence, such as driving under the influence, so it is important to always drive responsibly.

What are the Benefits of Excess Protect?

The main benefit of Excess Protect is that it provides peace of mind when renting a car. If you’re involved in an accident, you won’t have to worry about the cost of repairs as the policy will cover it. The policy also covers the cost of towing and roadside assistance, so you don’t have to worry about being stranded if something goes wrong.

Another benefit of Excess Protect is that it can save you money in the long run. If you’re involved in an accident and don’t have the policy, you may be responsible for the cost of repairs. This can be expensive and can quickly add up, so having the policy in place can save you a lot of money.

Do I Need Excess Protect?

Whether or not you need Excess Protect depends on your individual circumstances. If you are a careful driver and have your own car insurance, you may not need it. However, if you are a frequent traveler or if you are renting a car in an area with a lot of traffic, it may be a good idea to have the policy in place. It’s also important to consider the cost of the policy compared to the cost of the rental car – if the policy is relatively inexpensive, it may be worth it just in case.

In Conclusion

Excess Protect rental car insurance is a great way to make sure you’re properly covered while on the road. It can provide peace of mind and can save you money in the long run if you’re involved in an accident. Whether or not you need the policy depends on your individual circumstances, but it’s always a good idea to consider the cost of the rental car and the cost of the policy before you decide.