Rsa Motability Insurance No Claims

What is RSA Motability Insurance No Claims?

RSA Motability Insurance No Claims (RSAM) is an insurance policy from RSA that provides coverage for customers who are leasing a vehicle from the Motability scheme. The policy covers the cost of damages to the vehicle due to accidents, theft, vandalism and other perils. The policy also provides coverage for legal costs if the customer is sued for damages caused by their actions while driving. The policy is available to customers who are aged between 18 and 75 and have a valid UK driving licence.

How Does RSA Motability Insurance No Claims Work?

The policy covers the cost of damages to the vehicle due to accidents, theft, vandalism and other perils. The policy also provides coverage for legal costs if the customer is sued for damages caused by their actions while driving. The policy is available to customers who are aged between 18 and 75 and have a valid UK driving licence. The policy also covers the cost of repairing or replacing any parts of the vehicle damaged as a result of an accident, such as the bodywork, tyres, and windscreen. The policy also covers the cost of a hire car or alternative transport costs if the customer is unable to use the vehicle due to an accident.

What Benefits Does RSA Motability Insurance No Claims Offer?

The policy offers comprehensive cover for the customers who are leasing a vehicle from the Motability scheme. The policy includes cover for legal costs if the customer is sued for damages caused by their actions while driving. The policy also covers the cost of repairing or replacing any parts of the vehicle damaged as a result of an accident, such as the bodywork, tyres, and windscreen. The policy also provides coverage for towing and storage if the vehicle needs to be taken to a garage for repairs. The policy also covers the cost of a hire car or alternative transport costs if the customer is unable to use the vehicle due to an accident.

What are the Exclusions of RSA Motability Insurance No Claims?

The policy does not cover any damage to the vehicle caused by the customer’s own negligence or recklessness. The policy also does not cover any damage caused by mechanical or electrical breakdowns. The policy does not cover any damage caused by wear and tear or general depreciation. The policy does not cover any liability for personal injury or death. The policy also does not cover any liability for property damage or any other third party liability.

What is the Cost of RSA Motability Insurance No Claims?

The cost of the policy varies depending on the level of cover required and the type of vehicle being leased. The policy is offered at competitive rates and customers may be eligible for discounts depending on their driving history. Customers may also be eligible for discounts if they have multiple vehicles on the Motability scheme.

How to Apply for RSA Motability Insurance No Claims?

Customers can apply for RSA Motability Insurance No Claims by contacting their local RSA office or contacting RSA directly. Customers can also apply online on the RSA website. To apply, customers must provide some basic information such as their name, address, date of birth, and driving licence number. Customers must also provide information about their vehicle and the level of cover they require. Customers must also provide proof of their driving history, such as their no claims discount certificate.