Renting a Car? USAA Credit Card Car Rental Insurance Has You Covered

Are you thinking of renting a car? Have you thought about the potential risks associated with it? Fortunately, you can get USAA credit card car rental insurance to protect you in case of an accident or theft. USAA credit cards offer one of the best car rental insurance policies available, so it’s worth looking into if you’re planning on renting a car.

What Does USAA Credit Card Car Rental Insurance Cover?

USAA credit card car rental insurance covers the cost of a rental car if it’s damaged in an accident, stolen, or vandalized. The policy also covers the cost of any damage to other people’s property in an accident. USAA credit card car rental insurance also covers the cost of towing, storage, and loss of use of the rental car. The coverage is valid in the United States, Canada, and Puerto Rico, and it kicks in after you exhaust your personal auto insurance policy.

How Does USAA Credit Card Car Rental Insurance Work?

When you rent a car, you should always make sure that you have USAA credit card car rental insurance in place. You should also make sure that the rental car company is aware that you are insured by USAA. This way, if you are involved in an accident, the rental car company will know to file a claim with USAA for reimbursement. Most rental car companies will accept USAA credit card car rental insurance.

What Are the Exclusions?

USAA credit card car rental insurance does not cover the cost of any personal property that is damaged in an accident. It also does not cover the cost of any liability arising from an accident. Additionally, USAA credit card car rental insurance does not cover the cost of any damage caused by reckless or careless driving. Furthermore, USAA credit card car rental insurance does not cover the cost of any additional driver fees.

What Are the Eligibility Requirements?

In order to be eligible for USAA credit card car rental insurance, you must be a USAA member. You must also be the primary cardholder of the credit card, and you must have charged the full cost of the rental car to your USAA credit card. Additionally, you must decline the rental car company’s collision insurance. Finally, you must be the driver of the rental car at the time of the accident.