Short-Term Car Insurance UK: Everything You Need to Know

What is Short-Term Car Insurance?

Short-term car insurance is designed to provide temporary cover in the event that you need to drive a vehicle for a short period of time. It is often used by those who are borrowing a car from a friend or family member for a specific purpose, such as a holiday or a day trip. It can also be used by people who have recently purchased a car and need to insure it until they are able to take out an annual policy. It can provide peace of mind by ensuring that you are covered in the event of an unexpected accident or breakdown.

What Does Short-Term Car Insurance Cover?

Short-term car insurance typically covers third-party liability, meaning the policyholder is covered if they are involved in an accident and are deemed to be at fault. In the event that the other party is at fault, the policyholder will be covered for any damage to their vehicle, as well as any medical costs that may arise. It also covers any legal costs that may be incurred in the event of a dispute. The policy may also cover the cost of personal belongings that are damaged, lost or stolen in the event of an accident.

Who is Eligible to Take Out Short-Term Car Insurance?

In order to be eligible for short-term car insurance, you must be aged over 18 and have a valid UK driving licence. You must also have a valid address in the UK, as well as a valid debit or credit card. Most short-term car insurance policies will require you to have no more than 6 penalty points on your licence, and no more than one at-fault accident in the last three years.

How Much Does Short-Term Car Insurance Cost?

The cost of short-term car insurance varies depending on the provider, the type of cover and the length of time you require the cover for. Typically, the cost is calculated on a daily basis, and so the longer you require the cover for, the more expensive it is likely to be. It is also likely to be more expensive if you have a poor driving record or have been involved in an at-fault accident in the past.

How Do I Take Out Short-Term Car Insurance?

Taking out short-term car insurance is simple and easy. All you need to do is contact a provider, such as Dayinsure, and provide them with the details of your vehicle, as well as your personal details. You will then be asked to provide payment details, and once this has been done, you will be able to get a quote and proceed with the purchase of your policy.

Conclusion

Short-term car insurance is a great way to ensure your vehicle is covered in the event of an unexpected accident or breakdown. It is a simple and cost-effective way to protect your vehicle and provide peace of mind when you are borrowing a vehicle or have recently purchased one. If you are looking for short-term car insurance in the UK, then Dayinsure can provide you with a competitive and comprehensive policy.