Sainsbury's Bank Car Insurance Review

Overview

Sainsbury's Bank car insurance is an insurance service offered by Sainsbury's Bank, a leading provider of financial products and services in the United Kingdom. It provides comprehensive cover for your car and offers competitive rates. It also provides optional additional cover such as breakdown cover, legal protection and personal injury cover. In this review, we will take a closer look at the features of the car insurance and what makes it stand out from the competition.

Features of Sainsbury’s Bank Car Insurance

Sainsbury’s Bank car insurance offers a range of features and benefits, including:

• Comprehensive coverage for your car including accidental damage, fire, theft and vandalism.
• Flexible payment options such as monthly installments and no-claims bonus.
• Optional additional cover such as breakdown cover, legal protection and personal injury cover.
• Access to a 24/7 emergency helpline.
• Discounts for existing Sainsbury’s Bank customers.

Pros and Cons of Sainsbury’s Bank Car Insurance

One of the main advantages of Sainsbury’s Bank car insurance is its competitive rates. It also offers a range of additional cover options, including breakdown cover, legal protection and personal injury cover.

However, there are a few drawbacks to Sainsbury’s Bank car insurance. It does not cover windscreen damage or personal belongings, and the excess can be quite high. In addition, the 24/7 helpline is not always available and response times can be slow.

Pricing

The cost of Sainsbury’s Bank car insurance depends on several factors, such as the type of car, the age of the driver, and the level of cover. The basic level of cover starts at £163.43 per year, with additional cover options costing extra.

Sainsbury’s Bank also offers discounts for existing customers, as well as multi-car and multi-policy discounts.

Customer Service

Sainsbury’s Bank offers a 24/7 emergency helpline for customers, which can be accessed by calling 0800 092 9472. The helpline is staffed by friendly and knowledgeable advisors who are available to answer any questions or queries.

In addition, customers can also contact the customer service team via email or online chat. Customers can also access the online self-service portal, which provides access to policy documents and the ability to make changes to the policy.

Conclusion

Sainsbury’s Bank car insurance is a comprehensive and affordable option for car owners. It offers competitive rates and a range of additional cover options, and its customer service is excellent. However, it does not cover windscreen damage or personal belongings, and the excess can be quite high.

Overall, Sainsbury’s Bank car insurance is an excellent option for car owners who are looking for comprehensive cover at an affordable price.

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