Churchill Home Insurance Cancellation Policy

Having a home insurance policy is important to make sure your home and belongings are covered in case of a disaster, such as a fire, theft, or storm. But if you want to change the policy or cancel it altogether, what can you do? Churchill home insurance offers several options for cancellation so you can make the changes you need.

Cancelling During the Cooling-Off Period

If you decide to cancel your Churchill home insurance policy within the 14-day cooling off period, you can do so without any charges. To cancel your policy during the cooling-off period, you need to contact Churchill home insurance directly and provide them with written notice of your cancellation. You can do this by email, fax, or post. When you contact them, make sure to include your policy number and the date of your policy commencement.

Cancelling After the Cooling-Off Period

If you decide to cancel your Churchill home insurance policy after the 14-day cooling-off period, you may be subject to a cancellation fee. The fee will depend on how long you have had the policy and how much cover you have. If you cancel your policy after the cooling-off period, you must contact Churchill home insurance directly and provide them with written notice of your cancellation. You can do this by email, fax, or post. When you contact them, make sure to include your policy number and the date of your policy commencement.

Refunds

If you cancel your Churchill home insurance policy during the cooling-off period, you will receive a full refund of your premiums. If you cancel your policy after the cooling-off period, you may be entitled to a partial refund of your premiums. The amount of the refund will depend on how long you have had the policy and how much cover you have. It is important to note that any refunds will be subject to an administration fee.

Exchange Cover

If you want to exchange your Churchill home insurance policy for an alternative policy, you can do so without any additional charge. To exchange your policy, you must contact Churchill home insurance directly and provide them with written notice of your wish to exchange your policy. When you contact them, make sure to include your policy number and the date of your policy commencement.

Other Considerations

When you are cancelling or exchanging your Churchill home insurance policy, it is important to consider any outstanding claims. If you have any outstanding claims, you must contact Churchill home insurance directly to discuss them. Additionally, you should also make sure that any new policy that you take out covers any pre-existing conditions or items of value that you may have.

In Summary

Cancelling or exchanging a Churchill home insurance policy is easy and straightforward. If you cancel during the 14-day cooling-off period, you will receive a full refund of your premiums. If you cancel after the cooling-off period, you may be subject to a cancellation fee and be entitled to a partial refund of your premiums. If you want to exchange your policy, you can do so without any additional charge. When cancelling or exchanging your policy, make sure to consider any outstanding claims and that any new policy covers pre-existing conditions or items of value.