Is 18 Year Old Car Insurance in Virginia Possible?

Driving is a rite of passage for many, and turning 18 often means finally being able to get behind the wheel. For those living in Virginia, the laws surrounding car insurance can be a bit complicated, so it’s important to make sure you understand what is required of you. Depending on your situation, 18 year old car insurance in Virginia may be more expensive than you expect.

Why is Car Insurance for 18 Year Olds Expensive?

It’s a fact that 18 year old car insurance in Virginia is more expensive than it is for older drivers. This is because insurers consider 18 year olds to be high risk drivers. Unfortunately, this is a fact that can’t be changed. It’s important to understand that the cost of car insurance increases with age, so the best thing to do is to focus on ways to save money.

Tips for Securing Cheap Insurance for 18 Year Olds in Virginia

If you’re looking to lower the cost of car insurance for 18 year olds in Virginia, there are a few tips you can follow. The first is to compare the rates of different insurers before committing to any plan. This will help you get the best deal available. You should also make sure that you’re taking all of the discounts that you qualify for. This includes good student discounts, safe driving discounts, and multi-car discounts.

It’s also a good idea to raise your deductible. This will help you save money on your premiums, but it’s important to make sure that you’re comfortable with the amount. If you don’t have enough money saved up to cover the deductible, you may end up in a financial bind if you get into an accident.

What Are The Requirements for 18 Year Old Car Insurance in Virginia?

In Virginia, all drivers must carry at least the minimum amount of car insurance, which is $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $20,000 for property damage. This is the minimum requirement, but it’s recommended that drivers carry more than the minimum amount in order to protect themselves in case of an accident.

Do You Need Insurance to Drive in Virginia?

Yes, all drivers in Virginia must carry insurance in order to drive. This includes 18 year olds, who will have to prove that they have the minimum amount of coverage in order to register a vehicle. If you’re caught driving without insurance, you could face fines and other legal consequences.

Bottom Line

Securing car insurance for 18 year olds in Virginia can be expensive, but it’s important to make sure that you have the coverage you need. By taking the time to compare rates and look for discounts, you can save money on your premiums and make sure that you’re properly protected in case of an accident.