Mercury Insurance New Car Replacement

What is Mercury Insurance?

Mercury Insurance is a provider of automobile insurance services in the United States. Founded in 1961, the company is now one of the largest automobile insurers in the country, offering a variety of coverage options for different types of drivers. One of the most popular services offered by Mercury Insurance is New Car Replacement, which provides coverage for a new car if a customer’s current car is totaled in an accident.

What is New Car Replacement?

New Car Replacement is a service offered by Mercury Insurance that provides coverage for a new car if a customer’s current car is totaled in an accident. This coverage eliminates the need for a customer to purchase a new vehicle out-of-pocket, as the insurance company will provide a new car of the same make, model, and trim to replace the totaled one. The coverage also includes the cost of taxes, title, and registration fees associated with the new car.

Who is Eligible for New Car Replacement?

New Car Replacement is available to any Mercury Insurance customer who has a qualifying policy and has purchased the coverage. The coverage is usually not available for cars that are more than five years old, as the car may not be able to be replaced with a new model. Additionally, the coverage may not be available for certain types of cars, such as luxury cars, vintage cars, or cars that are not regularly driven.

What are the Benefits of New Car Replacement?

The primary benefit of Mercury Insurance’s New Car Replacement service is the convenience it provides to customers. Instead of having to purchase a new car out-of-pocket, customers can rely on the insurance company to provide them with a replacement car. Additionally, the coverage includes the cost of taxes, title, and registration fees associated with the car, which can add up to a significant amount of money.

How Much Does New Car Replacement Cost?

The cost of New Car Replacement coverage varies depending on the type of car a customer owns and the area in which they live. Generally, the coverage is inexpensive and can be added to a customer’s existing policy for a very reasonable rate. Additionally, some customers may be eligible for discounted rates if they meet certain criteria.

How to Get Started with New Car Replacement?

If you are interested in purchasing New Car Replacement coverage from Mercury Insurance, the first step is to contact a local Mercury Insurance agent or visit the company’s website. The agent or representative will be able to provide you with more information about the coverage and help you determine if it is right for you. Once you have decided to purchase the coverage, the process is simple and straightforward. The agent or representative will provide you with the necessary paperwork and will help you complete the process.